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How do I redeem my AARP benefits? Your comprehensive guide

4 min read

Millions of members take advantage of valuable savings every day, but many more are still learning the ropes. Navigating your options to redeem AARP benefits can unlock significant value and help stretch your budget further, offering access to valuable resources and discounts designed for your needs.

Quick Summary

Members can redeem benefits through several easy-to-use channels, primarily the AARP website, the AARP Now mobile app, and by presenting a physical or digital membership card at participating partner locations. Accessing online offers requires an AARP online account, where you can find codes and link to partner rewards programs.

Key Points

  • Online Account is Essential: Create an AARP.org account to access all digital benefits and manage your membership details.

  • AARP Now App for Mobile Access: The app offers a digital membership card and a map of nearby discounts, perfect for on-the-go savings.

  • Redeem Online and In-Person: Use discount codes on aarp.org for online purchases and show your card to participating merchants for in-person deals.

  • Know Your Card: You can use either a physical or a digital membership card for in-person redemption; no activation is required.

  • Explore All Categories: Don't limit yourself to just travel or dining; AARP offers resources in health, finance, and technology as well.

  • Rewards Program Offers More: Separate from regular benefits, the free AARP Rewards program allows you to earn and redeem points for extra perks.

In This Article

Getting Started: Create Your Online AARP Account

To fully access and manage your benefits, the first step is to establish your online AARP account on aarp.org. This digital hub provides the centralized access point for almost all member services, from finding local discounts to managing your rewards points.

How to Register and Log In

  1. Navigate to the AARP website: Go to aarp.org and click the "Log In" or "Register" button.
  2. Create your account: Enter your membership number or email address, along with your personal information.
  3. Set up your profile: Choose a secure password and answer security questions. This profile will serve as your digital key to all things AARP.
  4. Gain immediate access: Once registered, you can immediately begin browsing benefits, printing a temporary membership card, or accessing the AARP Now app.

The AARP Website: Your Digital Hub for Benefits

The AARP website, aarp.org, is the primary source for exploring the full scope of your membership perks. It organizes benefits into easy-to-navigate categories, helping you find exactly what you need.

Browsing and Searching for Discounts

  • Category exploration: Use the main navigation menu to find categories like Travel, Dining, Health, and Shopping. Each category page lists all available deals from AARP partners.
  • Search bar: Utilize the search bar to find specific partners or types of benefits, like "car rental discounts" or "restaurant deals."
  • Detailed offer pages: Clicking on a specific offer will bring you to a detailed page outlining the discount, redemption instructions, and any terms and conditions.

Redeeming Online Benefits

When a discount requires online redemption, you will typically follow a specific process:

  1. Access the deal: Log in to aarp.org and navigate to the desired offer page.
  2. Find the code or link: The page will often provide a promotional code or a special link to the partner's website.
  3. Apply at checkout: Click the link or use the code during the checkout process on the partner's site to receive your discount.
  4. Connect accounts: For some partners, like hotel chains, you may need to link your AARP account to your rewards program with that company to automatically receive the discount.

The AARP Now App: Benefits on the Go

For instant access to your benefits from anywhere, the AARP Now mobile app is an essential tool. It offers several key features that make redeeming benefits convenient.

  • Digital Membership Card: Your digital membership card is always accessible in the app, which is a convenient alternative to the physical card.
  • Nearby Deals Map: The app's location-based service can show you a map of all participating businesses and special offers in your immediate area. This is ideal for impromptu dining or shopping.
  • Real-time alerts: The app can send push notifications to alert you of relevant news, events, and discounts based on your location and interests.

Using Your Membership Card In-Person

For many discounts, especially at restaurants and retail stores, the process is as simple as presenting your card during checkout. It's important to have either your physical card or the digital version ready to show the cashier.

Presenting Your Card to Merchants

  • Physical card: The traditional method. Just hand your card to the clerk or mention your AARP membership when paying.
  • Digital card: Open the AARP Now app on your smartphone, navigate to your digital card, and let the cashier scan the barcode.

Tips for a Smooth Experience

  • Mention it early: Let the staff know you're an AARP member before they ring up your purchase.
  • Confirm participation: While AARP has many partners, it’s always a good idea to confirm that a specific location or franchise is participating in the program, as policies can vary.

Comparing AARP Benefit Redemption Methods

Feature Online (via aarp.org) Mobile App (AARP Now) In-Person (Card)
Ease of Access Requires login; best for planning at home. Instant access on your phone; great for on-the-go. Requires carrying a card (physical or digital).
Scope of Benefits All benefits, including exclusive online content. Highlights local deals and your digital card. Limited to discounts from physical partner locations.
Best For Booking travel, researching insurance, online shopping. Spontaneous purchases, finding nearby deals. Dining out, retail shopping, service centers.
Verification Account login and potentially promo codes. Digital card barcode scan or membership number. Physical card or membership number.

Maximizing the Value of Your AARP Membership

Beyond the obvious discounts, AARP offers a wealth of resources that members should leverage. These include:

  1. AARP Rewards: This free loyalty program allows you to earn points by engaging with AARP content and activities. These points can be redeemed for gift cards, sweepstakes entries, and more.
  2. Online Resources: The website features financial planning tools, health and wellness articles, and even free online games.
  3. Local and Virtual Events: From online seminars to local volunteer opportunities, AARP provides numerous events to engage with your community and learn new skills.
  4. Free Publications: Your membership includes subscriptions to AARP The Magazine and the AARP Bulletin, delivered straight to your mailbox.

Conclusion: Your Benefits Await

Learning how do I redeem my AARP benefits? is a straightforward process once you understand the different access points. By creating an online account, downloading the AARP Now app, and keeping your membership card handy, you can take full advantage of the wide array of savings and resources your membership provides. A little preparation can lead to a lot of extra value, making every day a little more rewarding. To see the complete list of benefits, check out the official AARP site at aarp.org.

Frequently Asked Questions

No, a physical card is not required. You can use the digital version of your membership card, which is readily available within the AARP Now app on your smartphone, for in-person discounts.

Yes, many AARP benefits can be redeemed online. You will need to log in to your account on aarp.org to find special discount codes, link partner accounts, or access member-exclusive online content.

To find local discounts, use the "Near You" feature on the aarp.org website or the map view within the AARP Now app. Be sure to allow the app to access your location for the most accurate results.

AARP benefits are the discounts and services available to all paying members. AARP Rewards is a separate, free loyalty program that lets you earn points for activities, which can then be redeemed for gift cards, sweepstakes entries, and more.

If you have an iPhone, you can add your card to your Apple Wallet. Simply log in to your AARP account on aarp.org, find the membership card section, and follow the steps to add it. This feature is not currently supported for Android devices.

Politely remind the merchant that they are a participating partner. If they still refuse, or if you are unsure of their status, check the official partner listing on aarp.org. AARP's customer service can also assist you with specific partner issues.

You can check your membership status or renew it by logging into your account on aarp.org. All your membership details, including renewal options and expiration dates, are managed in your profile.

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.