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What discounts can you get with an AARP card and how to maximize them?

4 min read

With more than 38 million members, AARP has significant buying power that it leverages for exclusive discounts. If you're wondering what discounts can you get with an AARP card, the savings potential is vast, covering nearly every aspect of daily life.

Quick Summary

An AARP card offers members significant discounts on a wide range of products and services, including travel, dining, health products, insurance, and technology. Maximizing savings requires knowing the specific deals and how to best redeem them at thousands of participating national and local businesses.

Key Points

  • Extensive Travel Discounts: Members can save up to 35% on car rentals with Avis and Budget, and receive discounts at major hotel chains like Wyndham and Best Western.

  • Everyday Dining Savings: AARP offers 10-15% off at popular restaurants such as Denny's, Outback Steakhouse, and Carrabba's Italian Grill, making dining out more affordable.

  • Healthcare and Wellness Perks: Benefit from prescription discounts through Optum Rx, special vision care deals at LensCrafters and Target Optical, and reduced rates on insurance from providers like The Hartford.

  • Savings on Home and Tech: Keep more money in your wallet with discounts on cell phone plans with Consumer Cellular, savings on annual Walmart+ memberships, and deals on home and auto insurance.

  • Access Through the AARP Now App: The AARP Now app is a convenient tool to find local deals, access your digital membership card, and get alerts for nearby discounts.

  • Maximize Major Purchases: Significant savings can be found on larger purchases like vacation packages through the AARP Travel Center and substantial insurance policy discounts.

In This Article

Your Guide to AARP Discounts

An AARP membership is more than just a magazine subscription; it's a gateway to hundreds of savings opportunities. Whether you are planning a trip, dining out, or managing your everyday expenses, your AARP card can help keep more money in your wallet. The key is knowing which partners offer discounts and how to use your membership effectively.

Travel and Leisure Discounts

Travel is one of the most popular areas where AARP members can find substantial savings. From hotels to rental cars and cruises, your membership offers access to exclusive deals.

Hotels and Lodging

AARP partners with numerous hotel chains, allowing members to book stays at reduced rates. Discounts often range from 5% to 20% and sometimes include perks like late checkout.

  • Wyndham Hotels & Resorts: Members save 10% on the best available rate at participating properties.
  • Choice Hotels: Get up to 10% off at over 7,000 locations worldwide, including brands like Comfort Inn and Econo Lodge.
  • Best Western: Save 5% or more off the best available rate at over 4,000 locations.
  • Hilton Hotels & Resorts: AARP members can receive up to 10% off the best available rate.

Car Rentals and Transport

For those hitting the road, AARP offers significant savings on car rentals.

  • Avis and Budget: Members can save up to 35% on base rates when you Pay Now. Other benefits can include a free car upgrade and an additional driver at no cost.
  • Zipcar: Get $40 off an annual membership and a $40 driving credit for new members.

Cruises and Tours

Vacation packages, cruises, and tours also come with special member pricing.

  • AARP Travel Center Powered by Expedia: Book cruises through the center for up to $100 onboard credit and vacation packages for up to $349 off.
  • British Airways: Members can get $65-$200 off round-trip tickets on transatlantic flights.

Dining and Entertainment Savings

Eating out and enjoying leisure activities is more affordable with an AARP membership.

Popular Restaurants

Many national and local eateries provide discounts, with the most common being 10% off food and non-alcoholic beverages.

  • Denny's: Save 15% on dine-in and takeout orders.
  • Outback Steakhouse: Get 10% off your entire check.
  • Carrabba's Italian Grill: Receive 10% off dine-in and curbside carryout orders.
  • Bonefish Grill: AARP members get 10% off.

Entertainment

From movies to genealogy, your card can open up entertainment deals.

  • Regal Cinemas: Receive up to 10% off ePremiere Tickets purchased online.
  • Ancestry.com: Get a 30% discount on a one-year World Explorer or All Access subscription.

Health and Wellness Discounts

Staying healthy can be more affordable through AARP's various health and wellness partnerships.

Vision Care

  • LensCrafters: Save 20% on frames and 50% on prescription lenses with the purchase of a complete pair.
  • Target Optical: Receive $10 off eyewear and 50% off additional pairs of prescription eyeglasses.
  • Visionworks: Enjoy $200-$250 off a complete pair of glasses depending on the lens type.

Prescription and Insurance

  • AARP Prescription Discounts Provided by Optum Rx: Offers a free prescription discount card with deeper discounts and other benefits for members.
  • VSP Vision Plans: Access exclusive vision plans with significant annual savings for members.
  • The Hartford: Get special auto and homeowners insurance rates through The Hartford.

Comparison of Key AARP Partner Discounts

Category Partner Typical Discount Key Benefit
Car Rental Avis/Budget Up to 35% off base rates Free car upgrade and additional driver
Hotels Wyndham/Choice Hotels Up to 10% off best rate Wide selection of brands and locations
Dining Denny's 15% off check Available for dine-in and pickup
Vision LensCrafters 20% off frame + 50% off lenses Exclusive eyewear savings
Tech Consumer Cellular 5% off monthly fee + 30% off accessories Extended 45-day risk-free guarantee

How to Maximize Your Savings

To ensure you get the most value from your AARP membership, it's helpful to develop a strategy.

  1. Download the AARP Now App: This app provides instant access to your digital card, daily deals, and a locator for nearby discounts. It can alert you to a deal as you approach a participating store or restaurant.
  2. Check Before You Go: Before making a purchase, especially a large one like a vacation, check the AARP website or app for current offers. Discounts can change, and new partners are added regularly.
  3. Link Rewards Programs: For some retailers, like Walgreens, linking your AARP membership to their loyalty program can earn you extra points and benefits.
  4. Book Through AARP's Portals: For travel, using the AARP Travel Center, powered by Expedia, can unlock special member-only pricing and credits that aren't available elsewhere.
  5. Utilize Insurance Benefits: If you are in the market for new insurance, exploring AARP's offerings from providers like The Hartford can lead to significant annual savings on your home and auto policies.

Conclusion

An AARP card is a powerful tool for stretching your budget and enjoying life to the fullest. The wide variety of discounts available, from everyday purchases to major travel and healthcare expenses, can provide a return on your modest membership fee many times over. By being proactive and utilizing the digital tools available, you can ensure you never miss an opportunity to save. For more information and a complete list of benefits, visit the AARP official website.

Frequently Asked Questions

While AARP is known for supporting older Americans, you can join at age 18 to gain immediate access to a wide range of benefits. However, some insurance-related products may have age restrictions.

In many cases, you can use your digital membership card found on the AARP Now app. However, some retailers may require the physical card, so it's best to have both available or to call ahead to confirm.

Yes, AARP offers local coupons and deals in addition to national partners. You can use the AARP Now app or the website to find discounts at specific restaurants and stores in your area.

Generally, AARP discounts cannot be combined with other coupons or promotional offers. Always check the terms and conditions with the specific retailer or service provider before making a purchase.

AARP frequently updates its benefits. To stay informed, visit the 'All Offers' section on the AARP website, use the AARP Now app, and sign up for Member Benefits Text Alerts.

Yes, the AARP® Prescription Discounts provided by Optum Rx® program is open to anyone, regardless of health insurance status, and offers savings at thousands of participating pharmacies. AARP members receive even deeper discounts.

AARP membership includes a free secondary membership for anyone in your household, allowing them to also take advantage of the same great benefits and discounts.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.