The Official AARP Dues Increase for 2025
For the first time since 2009, AARP has adjusted its membership pricing. The new rates went into effect on January 15, 2025. This change impacts new and renewing members, so it is important to be aware of the new cost structure when considering your membership.
New Membership Pricing Structure
- Standard One-Year Rate: The annual fee for a standard one-year membership has increased to $20. This applies to both joining and renewing members who do not use the automatic renewal option.
- One-Year Rate with Automatic Renewal: New members who opt for automatic renewal receive a discounted first-year rate of $15. The price will then renew at the standard $20 rate in subsequent years.
- Multi-Year Terms: AARP also offers discounted rates for members who commit to a longer term. A three-year term is available for $55, and a five-year term costs $79. These offer a greater discount over the long run compared to the yearly rate.
Why AARP Increased Membership Costs
AARP has stated the reasons for the dues increase are tied to its mission of providing value to its members and the broader 50-plus community. The organization operates as a non-profit and relies on these dues, along with other revenue streams, to fund its initiatives.
Expanding Offerings and Enhancing Services
One of the main reasons for the price adjustment is to help AARP continue expanding its offerings and enhancing services for its members. This includes new content, updated resources, and improved features for the AARP Now app. The goal is to keep the membership relevant and valuable in an ever-changing landscape.
Strengthening Advocacy Efforts
A significant portion of AARP's work involves advocating for issues that matter to older Americans, such as Social Security, Medicare, and prescription drug costs. The dues increase provides additional funding to strengthen these advocacy efforts, ensuring the organization can continue to be a powerful voice for seniors in Washington and across the country.
Maintaining Quality and Exclusive Discounts
The price increase is also intended to help AARP maintain the high level of quality for its member services and continue offering exclusive discounts on products and services. By partnering with trusted companies, AARP provides a range of benefits on travel, insurance, dining, and more.
How to Maximize Savings on Your AARP Membership
While the dues have gone up, members can still access valuable savings through specific membership options and programs. The key is to be strategic when you join or renew.
Practical Ways to Reduce Your Cost
- Opt for Automatic Renewal: As noted, new members can save on their first year by signing up for automatic renewal. Existing members can also ensure they get a heads-up on upcoming fees.
- Choose a Multi-Year Membership: For those who know they will be an AARP member for the long term, the multi-year options provide the best value. The five-year membership, in particular, offers a substantial discount per year compared to the standard rate.
- Get a Free Household Membership: Every AARP membership includes a second membership for a spouse or other adult in your household for free. This effectively doubles the value of your annual dues if used by two people.
Comparing AARP Membership Options
| Membership Term | Annual Rate | Total Cost | Savings Notes |
|---|---|---|---|
| Standard 1-Year | $20 | $20 | Standard yearly rate |
| 1-Year (Auto-Renewal) | $15 (first year) | $15 | Introductory rate for new members |
| 3-Year | ~$18.33 | $55 | 8% savings compared to annual |
| 5-Year | ~$15.80 | $79 | 21% savings compared to annual |
Is an AARP Membership Still Worth It?
The answer to whether AARP membership is still worth it depends on how much you use the benefits. The increased cost is still quite modest, and the discounts and resources offered can often offset the fee with a single use.
For example, members can save on car rentals, hotels, insurance, and dining. Travelers or those needing new insurance policies often find the savings quickly exceed the membership fee. Even if you don't travel frequently, other benefits like the AARP Magazine, online games, and access to the Fraud Resource Center provide significant value. The organization's advocacy on federal policy is another compelling factor for many.
Ultimately, a quick review of the AARP benefits page at AARP.org will help you determine if the discounts and resources align with your needs. The free secondary membership for your household makes the value proposition even stronger.
Conclusion: Navigating Your AARP Membership
While the news that are AARP dues increasing is a reality for 2025, it is important to view the change in context. This was the first increase in over 15 years, and it is intended to help the organization continue providing and expanding its wide range of benefits, resources, and advocacy for people over 50. By being mindful of the new pricing structure and exploring the multi-year or automatic renewal options, you can still find an affordable way to take full advantage of everything an AARP membership offers.
