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Can a nursing home deny you? Understanding legal reasons and resident rights

4 min read

According to the Centers for Medicare & Medicaid Services, nursing homes cannot deny admission based on race, color, national origin, disability, or religion. However, in many cases, families still wonder: can a nursing home deny you? The answer is yes, though facilities must adhere to strict federal and state regulations.

Quick Summary

A nursing home can legally deny admission for specific reasons, such as medical needs beyond the facility's capability, capacity limitations, or non-payment. Illegal denials include discrimination based on protected characteristics like race, age, or disability. If denied, applicants have rights and avenues for appeal.

Key Points

  • Limited Capacity: Nursing homes can legally deny admission if they are at full capacity and have no available beds for new residents.

  • Inability to Meet Needs: A facility can refuse a patient if their medical or behavioral needs exceed the care the nursing home can safely and adequately provide.

  • Illegal Discrimination: Denial based on a resident's payment source (especially Medicaid), race, religion, or disability is illegal under federal law.

  • Valid Financial Reasons: A denial is legal if the patient or responsible party fails to pay for a stay, provided a dispute or appeal is not pending.

  • Right to Appeal: If you believe a nursing home denial is unlawful, you can file an appeal with the state and contact the Long-Term Care Ombudsman for assistance.

  • Readmission Rights: A resident who is hospitalized has the right to appeal if the nursing home refuses to readmit them, and they can remain in the hospital during this process.

In This Article

Legal Reasons a Nursing Home Can Deny Admission

Nursing homes are highly regulated and must follow specific legal and medical protocols when considering a new resident. A denial is typically based on the facility's assessment that it cannot safely or adequately meet an applicant's needs.

  • Medical Needs Beyond Capability: A common and valid reason for denial is when an applicant's medical condition is too complex for the facility's staff or equipment. For example, a facility specializing in basic care may not be equipped for a patient requiring advanced ventilator support or complex medical monitoring.
  • Behavioral Concerns: If a potential resident has severe behavioral issues, such as aggression, that could endanger themselves or others, a nursing home may legally refuse admission. Before discharging a resident for this reason, facilities must first try to accommodate the resident through medication changes or counseling.
  • Limited Capacity: When a facility has no available beds or cannot admit new residents due to staffing shortages, they can legally deny admission until space becomes available. All federally certified facilities must maintain a waiting list and admit applicants in the order their names appear, with limited, consistently applied exceptions.
  • Non-Payment: A nursing home can refuse or discharge a resident for failing to pay, but only if the charge is not in dispute and no appeal of denied benefits is pending. This is a frequent and often contentious issue, especially for residents transitioning from Medicare to Medicaid.
  • No Longer Meeting Level of Care: If a resident's health improves to the point where they no longer require a “nursing home level of care,” the facility can initiate a discharge. This is frequently seen with short-term rehabilitation patients.

Illegal and Discriminatory Reasons for Denial

Federal and state laws strictly prohibit certain types of discrimination. Nursing homes that participate in Medicare and Medicaid programs are subject to these anti-discrimination rules.

  • Discrimination Based on Payment Source: Facilities cannot discriminate against or refuse to admit an individual solely because they are a Medicaid beneficiary. While some facilities may express a preference for private-pay or Medicare patients, federal law prohibits denying a resident admission based on their payment source. This includes requiring a third party to guarantee payment as a condition of admission.
  • Protected Characteristics: It is illegal to deny admission based on protected characteristics, including race, color, national origin, age, sex, or religion. This is enforced under civil rights laws and the Americans with Disabilities Act.
  • Medical Condition (with exceptions): A facility cannot deny admission based on a protected medical condition, such as a diagnosis of Alzheimer's, unless the care required is truly beyond their capabilities. The Americans with Disabilities Act (ADA) and Section 504 of the Rehabilitation Act prohibit such discrimination.

Comparison of Valid vs. Invalid Denial Reasons

This table highlights the difference between legitimate grounds for denial and illegal or improper reasons.

Valid Reason for Denial Invalid/Illegal Reason for Denial
The applicant requires intensive, specialized medical care (e.g., ventilator management) that the facility is not equipped to provide. The applicant has a diagnosis of Alzheimer's, and the facility fears it will be a "challenging patient".
The applicant's aggressive behavior poses a clear danger to the health and safety of other residents or staff. The facility is full and has a longer waiting list, but denies a Medicaid-eligible applicant while holding a spot for a private-pay resident.
The patient's health has improved, and a medical assessment confirms they no longer need skilled nursing services. The facility attempts to evict a resident simply because their Medicare coverage has ended and they are transitioning to Medicaid.
The applicant failed to pay a bill after reasonable notice and there is no pending appeal. The facility demands a third-party, like a family member, personally guarantee payment for the resident's stay.

What to Do If Your Admission is Denied

If you believe your loved one was unfairly denied admission, you have several options for recourse.

  • File an Appeal: For Medicaid denials, you have the right to a "fair hearing" to appeal the decision. The denial letter should outline the appeal process and deadline, which typically falls between 30 and 90 days after the denial. During an appeal, the facility cannot discharge the resident while the case is pending.
  • Contact the Ombudsman: Every state has a Long-Term Care Ombudsman program, an official advocate for residents' rights. Ombudsmen can investigate complaints and mediate disputes with facilities.
  • Contact State Agencies: Report suspected discrimination to the state's department of health or the agency overseeing nursing homes. These agencies can investigate compliance with regulations.
  • Reapply: In some cases, a denial is based on a correctable issue, such as providing additional documentation or adjusting finances. You can address the issue and submit a new application.

The Importance of a Well-Documented Case

To successfully navigate an appeal, it is critical to have all documentation organized and ready. This includes medical records, financial information, communication with the facility, and the official denial notice. A strong, well-supported case is far more likely to result in a successful outcome.

Conclusion

While nursing homes can deny admission, their reasons must be based on legitimate, documented factors like the inability to meet a patient's care needs, facility capacity, or non-payment in certain circumstances. They cannot legally discriminate based on a patient's payment source, race, or disability. Understanding your rights and knowing the correct channels for appeal is essential for challenging an unfair denial and ensuring a loved one receives the care they need.

Note: This information is for informational purposes only and does not constitute legal advice. For specific guidance, consult an elder law attorney or a certified Medicaid planner.

Frequently Asked Questions

No, a nursing home cannot deny a patient solely because they have Medicare. However, Medicare coverage is limited to a maximum of 100 days for skilled nursing care, after which other payment sources must be used. If the patient no longer requires a skilled level of care, the facility can discharge them.

No, nursing homes cannot deny admission based on a patient's Medicaid status. Federal law prohibits this form of payment source discrimination. While some facilities may prefer private-pay patients, they must admit a certain number of Medicaid-eligible residents if they accept Medicaid at all.

Yes, a nursing home can legally refuse or discharge a resident if their behavioral issues, such as aggression, pose a direct threat to the safety and well-being of themselves or others. However, the facility must first attempt reasonable accommodations before discharge.

The appeals process varies by state, but you must first receive a written denial notice. This letter will outline your right to a fair hearing and the deadline for filing an appeal. During an appeal, the facility cannot proceed with the denial. It's recommended to seek assistance from an Elder Law Attorney or the Long-Term Care Ombudsman.

No, a nursing home is prohibited by federal law from requiring a third party, such as a family member, to personally guarantee payment as a condition of admission. Any such language in an admission agreement is noncompliant with federal guidance.

If you suspect illegal discrimination, you should contact your state's Long-Term Care Ombudsman program to file a complaint. You can also file a formal written complaint with the state agency that oversees nursing home regulations, or contact the U.S. Department of Health and Human Services, Office for Civil Rights.

A nursing home can deny readmission, but the resident has the right to appeal this decision. If the appeal is successful, the resident has the right to return to the first available bed at that facility. The resident can remain in the hospital during the appeal process.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.