Understanding the difference between AARP online accounts and memberships
It is important to recognize that AARP has two distinct processes: deleting your free online aarp.org account and canceling your paid AARP membership. Deleting your online account stops you from being able to log in and manage your profile digitally, but it does not automatically cancel your paid membership. Conversely, canceling your membership does not immediately delete your online account, allowing you to retain access to certain free content and rewards. A user on an AARP community forum stated that even after canceling their membership, they still received magazines and bills, underscoring the need to contact AARP directly to fully stop all communications.
How to delete your AARP online account
Deleting your AARP online account is a permanent action that requires contacting customer service directly.
- Phone call: The most direct method is to call the dedicated line for online account deletion. Call 1-866-839-0463, Monday through Friday, 8 a.m. to 8 p.m. ET.
- Online chat: Visit the AARP Help Center and click the 'Chat' icon to connect with a representative.
- Social media: You can send a private message to AARP's social media accounts to request deletion.
- Confirm deletion: A representative will process your request. AARP has confirmed on its online community that a user's account was deleted after they requested it.
The steps to cancel your AARP membership
Canceling your membership ensures you will no longer be billed and may be eligible for a prorated refund.
- Cancel automatic renewal online: If you have automatic renewal enabled, you can turn it off by logging into your account, navigating to 'My Account', selecting 'Account Details', and clicking 'Cancel Automatic Renewal'.
- Contact AARP for cancellation: To cancel the membership entirely, you must contact AARP directly via phone or online chat. The toll-free number for membership cancellation is 800-514-4564.
- Confirm the cancellation: Request a cancellation confirmation. AARP will notify its member benefit providers and process any applicable refund.
Comparison of cancellation methods
| Method | Best For | Pros | Cons |
|---|---|---|---|
| Phone Call | Quickest and most direct resolution for both account and membership issues. | Real-time conversation with an agent; immediate confirmation; can address complex issues. | Requires time during business hours; potential wait times; not suitable for those who prefer written communication. |
| Online Chat | Getting a written transcript of the conversation and for simpler requests. | Provides a record of the conversation; convenient during business hours; less intrusive than a phone call. | May not be as fast as a phone call; requires live agent availability; can involve waiting in a queue. |
| Online Account Management | Canceling automatic renewal only, not the full membership. | Convenient 24/7 access; instant cancellation of future payments. | Cannot be used to delete the online account or cancel the active membership term; only addresses automatic payments. |
| Creating a paper trail and formal documentation. | Provides a physical, documented record of your request. | Slowest method; takes several weeks for processing; not recommended for urgent requests. |
What happens after you cancel?
After you successfully cancel your AARP membership and/or online account, several outcomes can be expected:
- Deactivated account: Your online account will be deactivated, and you will receive a confirmation.
- Prorated refund: If you cancel your membership before your renewal date, you may receive a prorated refund. AARP will process this refund via your original payment method, such as a check, credit card, or PayPal.
- Update for benefit providers: AARP will notify its partners and benefit providers that your membership has been canceled. However, this may take up to 12 weeks to be fully processed across all systems.
- Mail and publications: You may continue to receive publications and mail for several weeks after canceling due to pre-printed labels and processing times. This is a common complaint among former members, as noted in the AARP Online Community.
- Separate services: Any other related AARP services, such as AARP-branded insurance or the Digital Vault, must be canceled separately by contacting the respective provider.
Conclusion
While you can delete your AARP account, the process is not a simple self-service option completed entirely online. You must initiate contact with AARP's customer service team via phone, chat, or social media to have your online account deleted and your membership canceled. Simply turning off automatic renewal online will not fully complete the cancellation process. The key is to be proactive and follow up, keeping records of your communication with AARP to ensure your request is fully processed. For a hassle-free cancellation, calling the appropriate customer service number and confirming your request is the most effective route. By following the outlined steps, you can successfully and completely sever ties with the organization and stop all related communications and charges.
Authoritative link
For official contact information and support topics, visit the AARP Help and Customer Service Center.