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Can you move to New Zealand if you are over 65? Visa pathways and requirements

3 min read

New Zealand frequently ranks among the world's most desirable places to live, but for those wondering can you move to New Zealand if you are over 65?, the answer is yes, though the process is not as straightforward as for younger migrants. Several specific visa categories exist to facilitate this for financially independent individuals or parents of New Zealand citizens.

Quick Summary

It is possible to move to New Zealand if you are over 65, primarily through specific visa pathways designed for investors or parents of New Zealand citizens or residents, each with its own set of strict financial, health, and character requirements. The feasibility depends largely on your personal circumstances and available financial resources, as there are no automatic retirement visas.

Key Points

  • Visas for Seniors: New Zealand offers several visa options for those over 65, primarily tied to financial independence or family ties with resident children.

  • Temporary Retirement Visa: Financially independent individuals 66 and over can apply for a two-year visa, renewable indefinitely, which requires a substantial investment and annual income but does not offer permanent residency.

  • Parent Resident Visa: Parents of New Zealand citizens or residents can apply for permanent residency through a ballot system, requiring their child to meet specific sponsorship and income requirements.

  • Parent Retirement Resident Visa: An alternative residency pathway for parents involving a much larger investment over a four-year period, leading to permanent residency without entering a ballot.

  • Key Requirements: All visas require applicants to meet health and character standards, with specific pathways demanding significant financial investments and proof of annual income.

  • Expert Guidance: Due to the complexity and high financial stakes, seeking advice from a licensed immigration adviser is strongly recommended before starting the process.

In This Article

Exploring Visa Options for Senior Immigration

Immigrating to New Zealand after age 65 requires careful consideration of the specific visa options available. Unlike some countries with dedicated retiree visas, New Zealand's pathways are centered around investment and family ties. The two primary routes are the Temporary Retirement Visitor Visa and the Parent Resident Visa, each with distinct criteria.

The Temporary Retirement Visitor Visa (TRVV)

This visa is for individuals aged 66 or older who are financially independent and have no dependent children. It is a temporary visa, initially granted for two years and renewable. Key requirements include being 66 or over, investing at least NZ$750,000 in an acceptable New Zealand investment for two years, having NZ$500,000 for settlement and living costs, and proving an annual income of at least NZ$60,000. Standard health and character requirements must be met, and comprehensive travel or health insurance is mandatory. This visa permits travel in and out of New Zealand but does not allow work.

The Parent Resident Visa (PRV)

This visa is for parents of adult New Zealand citizens or residents and offers a pathway to permanent residency. It's a two-stage process starting with an Expression of Interest (EOI) and then an invitation to apply via a ballot. Requirements include being sponsored by an adult child who meets income thresholds, meeting health and character standards, and proving English language ability or pre-purchasing English lessons. No dependent children can be included. This visa is subject to an annual cap, and the sponsoring child has a legal obligation to support the parent financially and with accommodation for the first decade of residency. For the latest details, consult the official Immigration New Zealand website.

The Parent Retirement Resident Visa (PRRV)

Part of the Parent Resident Visa category, the PRRV offers a direct route to residency without the ballot but requires higher investment. It's for parents of NZ citizen or resident children and demands an investment of at least NZ$1 million over four years, an additional NZ$500,000 in settlement funds, and proof of an annual income of at least NZ$60,000. After meeting the four-year investment and other visa conditions, permanent residency may be possible. This visa allows work and study without restrictions.

The Parent Boost Visitor Visa

Introduced in September 2025, this temporary visa allows parents of New Zealand citizens or residents to visit for up to 10 years (initially a 5-year visa, renewable). It does not lead to residency. It requires sponsorship, a health check, and proof of acceptable health insurance. This is useful for those wanting extended visits but not meeting residency criteria.

Comparison of Key Senior Visa Pathways

Feature Temporary Retirement Visitor Visa (TRVV) Parent Resident Visa (PRV) Parent Retirement Resident Visa (PRRV)
Age 66+ N/A (requires adult child sponsor) N/A (requires adult child sponsor)
Sponsorship No Yes (by adult NZ child) Yes (by adult NZ child)
Residency Temporary (2-year visa, renewable) Permanent Permanent (via 4-year investment)
Investment NZ$750,000 for 2 years No financial investment required from parent, but sponsor must meet income NZ$1 million for 4 years
Settlement Funds NZ$500,000 No NZ$500,000
Annual Income NZ$60,000 No financial income requirement for parent, but sponsor must meet income NZ$60,000
Application Process Standard application EOI ballot entry, then Invitation to Apply Standard application process (no ballot)

Making the Right Choice for Your Move

Choosing the right visa depends on your finances and family situation. The TRVV suits financially independent seniors without resident children, though it's temporary. Parent Resident pathways offer permanent options for parents of NZ citizens/residents, either via a ballot (PRV) or a higher-investment route (PRRV). The Parent Boost Visitor Visa is a good temporary option for long visits.

Factors Beyond the Visa

Beyond visa requirements, consider the cost of living and the healthcare system. Access to public healthcare depends on residency status, and health insurance is crucial for many temporary visas. New Zealand offers a friendly culture and high quality of life. Consulting a licensed immigration adviser is highly recommended to navigate the complexities.

Frequently Asked Questions

For the Temporary Retirement Visitor Visa, you must be 66 years or older. For the Parent Resident Visa categories, there is no specific age requirement, but you must have an adult child who is a New Zealand citizen or resident to sponsor you.

Yes, permanent residency is possible. The Parent Retirement Resident Visa offers a pathway to permanent residency after meeting investment and income requirements over four years. Additionally, the Parent Resident Visa, while based on a ballot system, also leads to permanent residence.

You need to invest NZ$750,000 for two years, have NZ$500,000 for settlement funds, and an annual income of at least NZ$60,000. These are subject to change by Immigration New Zealand.

Yes, both the Temporary Retirement Visitor Visa and the Parent Retirement Resident Visa allow you to include your partner in your application, provided they meet the visa requirements.

The Parent Resident Visa is an option that does not require a large financial investment from the parent, but your sponsoring adult child must meet the income threshold. This pathway is a ballot system, so selection is not guaranteed.

No, this visa restricts you from working. It is for financially independent retirees. Work is permitted on the Parent Retirement Resident Visa.

All applicants must meet standard health and character requirements. This involves providing medical certificates, potentially including a chest X-ray, and police certificates from countries you have lived in for more than a year. The purpose is to ensure you are in good health and do not pose a security risk.

Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.