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Is there a max out-of-pocket for Medicare? Here's what you need to know

While it may surprise many, Original Medicare (Parts A and B) does not have an annual out-of-pocket maximum, meaning beneficiaries can face unlimited cost-sharing for deductibles, coinsurance, and copayments. Fortunately, other Medicare options like Medicare Advantage, Part D, and some Medigap plans do offer limits to protect against catastrophic health expenses. Knowing the specific rules for your coverage is essential for managing and predicting your healthcare spending.