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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

Can someone with dementia have testamentary capacity? A legal perspective

According to legal experts, a dementia diagnosis alone does not automatically remove a person's testamentary capacity, the mental ability to make a valid will. This complex legal concept requires evaluating a person's state of mind at the precise moment a will is executed, directly answering the question: Can someone with dementia have testamentary capacity?

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5 min

How long before nursing home take your house?

According to the National Council on Aging, the average cost of a private nursing home room exceeds $100,000 per year. This staggering expense raises a critical question for many families: how long before nursing home take your house? The answer hinges on understanding Medicaid’s rules, specifically the "look-back period" and "estate recovery."

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5 min

Is power of attorney responsible for nursing home bills after death?

According to the Consumer Financial Protection Bureau, surviving spouses often face significant medical debt burdens, highlighting complex issues around end-of-life finances. This raises a critical question for many families: **Is power of attorney responsible for nursing home bills after death?**

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4 min

What Is a Lifetime Care Agreement? A Complete Guide to Personal & Institutional Contracts

Approximately 70% of adults over 65 will require some form of long-term care services or support. This makes understanding and establishing a legal framework for elder care crucial, which is where a **lifetime care agreement** comes in. A lifetime care agreement is a legally binding contract that outlines the care an individual will receive, often from a family member, in exchange for compensation.

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5 min

Should an 80 year old buy life insurance? Weighing the costs and benefits

With the median cost of an adult funeral exceeding $9,000 in 2021, many older adults consider how to cover final expenses without burdening family members. This often leads to the question: **should an 80 year old buy life insurance?** While coverage options change and premiums increase with age, viable solutions exist for those with specific financial goals.

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3 min

What is the octogenarian rule? Understanding an Outdated Legal Fiction

Dating back to the common law era, the 'fertile octogenarian' was a legal fiction that presumed any living person, regardless of age, was capable of bearing children. This bizarre and now largely obsolete concept was central to applying the arcane and complex legal principle known as the Rule Against Perpetuities. Understanding **what is the octogenarian rule** offers a fascinating glimpse into the evolution of property law and its impact on estate planning.

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5 min

What legal rights does a person with dementia have?

According to the Alzheimer's Association, an estimated 7.2 million people aged 65 and older in the U.S. are living with Alzheimer’s dementia. Crucially, a diagnosis does not automatically revoke legal rights, but understanding what legal rights does a person with dementia have is vital for protecting their autonomy and dignity as the disease progresses.

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4 min

What happens to your house when you go to assisted living?

According to the National Center for Assisted Living, over 800,000 Americans live in assisted living facilities. Deciding what happens to your house when you go to assisted living is a critical step in this life transition, involving both emotional and financial considerations.

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5 min

How to Protect Your Money from Assisted Living Costs: Comprehensive Strategies

According to the Genworth Cost of Care Survey 2023, the median annual cost of assisted living in the United States is over $54,000. Understanding **how to protect your money from assisted living** expenses is crucial for securing your financial future and ensuring access to necessary care without depleting your life savings.

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