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What is the best life insurance for seniors over 85?

According to the U.S. Census Bureau, the population aged 85 and over is projected to more than double in the coming decades, making senior-specific financial planning more crucial than ever. When considering options for an aging family member, the question often arises: what is the best life insurance for seniors over 85? The answer depends on specific needs and health factors, but permanent policies like final expense insurance are the most common and accessible choices.