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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

Oct 25, 2025

4 min

How risky should a 70-year-old's investments be? A guide to balancing growth and stability

With average life expectancies rising, a retirement could last 20, 30, or even more years. This longevity fundamentally changes the question of **how risky should a 70-year-old's investments be**, shifting the focus from simple capital preservation to balancing income needs with the long-term need for growth to outpace inflation.

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Oct 24, 2025

4 min

What happens if you retire before full retirement age?

For those born in 1960 or later, retiring at the earliest age of 62 can result in a permanent reduction of up to 30% in their Social Security benefits. Understanding **what happens if you retire before full retirement age** is a critical step in making a sound financial decision for your future.

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