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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

5 min

What is the disadvantage of working after retirement? Hidden Financial and Personal Pitfalls

According to a 2023 survey from the Transamerica Center for Retirement Studies, 55% of people plan to continue working after retiring. While the idea of a financial boost is attractive, a common question arises: What is the disadvantage of working after retirement? Understanding the full picture is crucial for making an informed decision about your later years.

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2 min

How much CPP will I get at 62? Your early retirement guide

Canadians starting their retirement pension early at age 62 face a permanent reduction of 21.6% to their monthly payments, according to Service Canada's formula. Understanding this reduction is key to answering the question, “how much CPP will I get at 62?”, and is essential for making an informed retirement decision.

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3 min

Decoding Your Retirement: How much does CPP pay per month?

For 2025, the maximum monthly Canada Pension Plan (CPP) retirement payment for a 65-year-old is $1,433, though the average recipient receives significantly less based on their contributions. Understanding **how much does CPP pay per month** is a critical step for securing a stable and comfortable retirement.

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5 min

How much money do you need for a CCRC? A guide to senior living costs

According to a 2019 report, the average CCRC entrance fee was $300,000, but this figure varies dramatically based on a number of factors. Knowing how much money do you need for a CCRC involves understanding a complex financial structure of upfront fees and ongoing monthly payments.

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4 min

What are the three pillars of retirement? A comprehensive guide

The modern concept of retirement differs significantly from past generations, with fewer people able to rely solely on pensions. Understanding what are the three pillars of retirement—Social Security, pensions, and personal savings—is the critical first step toward building a financially secure future.

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5 min

What is the best age to retire? Finding your personalized sweet spot

According to a 2024 MassMutual study, most Americans consider 63 to be the ideal age to retire, though many end up retiring slightly earlier or later due to a variety of factors. There is no one-size-fits-all answer for what is the best age to retire, as the optimal timing depends on a complex interplay of your personal finances, health, and lifestyle goals.

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4 min

How to make money as a senior citizen with no money?

According to a 2023 Pew Research Center report, the number of working Americans aged 65 and older has doubled over the last 35 years. For those seeking additional income without financial risk, understanding how to make money as a senior citizen with no money is more achievable than ever. This guide explores numerous low-cost and no-cost options to boost your financial security and stay engaged during your golden years.

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4 min

What discounts do you get when you turn 60?

By age 60, many people have earned the opportunity to enjoy significant savings on everything from travel to groceries. Knowing what discounts you get when you turn 60 can dramatically improve your budget and make your retirement years more financially comfortable.

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4 min

How to get a 20% discount for seniors?

According to the National Council on Aging, senior discounts are available in a variety of categories, from retail to dining. Discovering how to get a 20% discount for seniors requires knowing where to look and what to ask for, which this guide will detail for you.

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