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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

5 min

What are the criteria for housebound? A comprehensive overview of eligibility

While the term "housebound" might sound simple, the criteria are defined differently by various organizations, with Medicare and the U.S. Department of Veterans Affairs (VA) having specific rules. In general, a person must have an illness or injury that makes leaving home a considerable and taxing effort, often requiring assistance. Understanding these specific guidelines is crucial for receiving the appropriate home health services or financial benefits.

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5 min

Who Is the Best Insurance Company for Seniors?

According to a 2024 analysis by U.S. News & World Report, numerous highly-rated insurance options exist, with the best choice often depending on individual needs and circumstances. So, **who is the best insurance company for seniors**? The answer isn't a single name, but rather a guide to finding the perfect fit for your unique situation, covering health, finances, and lifestyle.

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4 min

When should I stop buying long-term disability insurance?

The Social Security Administration estimates that a young adult has a 1-in-4 chance of becoming disabled during their working years. Given this fact, it's crucial to understand when the right time is to stop buying long-term disability insurance. This guide will help you navigate this complex financial decision with confidence and clarity.

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4 min

What is the Funeral Advantage Program for Seniors?

With the average traditional funeral now costing thousands of dollars, many seniors are seeking solutions to avoid placing a financial burden on their families. This article explores **what is the Funeral Advantage program for seniors**, a specific final expense insurance option from Lincoln Heritage Life Insurance Company.

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5 min

What is the difference between skilled care and LTC?

According to the U.S. Department of Health and Human Services, a person turning 65 today has almost a 70% chance of needing some type of long-term care services and supports in their remaining years. However, understanding the difference between skilled care and LTC (Long-term care) is critical for navigating the complex healthcare landscape and ensuring you or a loved one receives the appropriate level of attention. Skilled care is for short-term, medically intensive needs, whereas LTC focuses on sustained, non-medical assistance with daily activities.

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5 min

How long can one stay in a skilled nursing facility? A guide to Medicare coverage and beyond

For Medicare beneficiaries, skilled nursing facility (SNF) coverage is typically limited to 100 days per benefit period. The maximum duration of a stay can vary greatly depending on medical necessity, insurance, and whether the need is for short-term rehabilitation or permanent support. Understanding these factors is critical for anyone needing to know **how long can one stay in a skilled nursing facility**.

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3 min

Can retired federal employees get long-term care insurance?

According to the U.S. Department of Health and Human Services, about 70% of people over age 65 will need some form of long-term care services and support during their lives. Many retired federal employees ask, “Can retired federal employees get long-term care insurance?” and the answer is yes, with the Federal Long-Term Care Insurance Program (FLTCIP) being a primary option.

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3 min

What life insurance company does AARP recommend?

Over 38 million Americans are members of AARP, many of whom look to the organization for trusted advice on retirement and financial products. For those seeking coverage, the question, **what life insurance company does AARP recommend?**, is a common starting point for finding a reliable policy.

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5 min

Do I Qualify for a Home Health Aide? An Essential Eligibility Guide

According to the U.S. Bureau of Labor Statistics, employment of home health aides is projected to grow much faster than the average for all occupations. Understanding the criteria is crucial for anyone asking, **Do I qualify for a home health aide?** This guide explains what factors determine your eligibility.

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4 min

What is the difference between Medicare and Medicaid for the elderly?

According to the National Council on Aging, about 12.3 million Americans are 'dually eligible,' meaning they qualify for both Medicare and Medicaid. Navigating government healthcare programs can be complex, so understanding **what is the difference between Medicare and Medicaid for the elderly?** is crucial for ensuring proper coverage.

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