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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

Does a pension have a limit? Understanding Defined Benefit and Contribution Rules

The annual benefit limit for a defined benefit pension plan is subject to IRS rules and, in 2025, is capped at $280,000. This raises a critical question for many retirees and financial planners alike: does a pension have a limit, and how do different types of plans affect your retirement? This guide clarifies the regulations governing pension plans.

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4 min

Expert Guide: How to determine life expectancy factor for RMD?

Following the SECURE 2.0 Act, the age for starting Required Minimum Distributions (RMDs) has increased for many retirees. For those navigating this new phase of retirement income, understanding exactly **how to determine life expectancy factor for RMD** is a crucial financial step to avoid costly penalties.

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