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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

3 min

Is 55 senior citizen discount? Debunking the Age Threshold

While 65 is the age most commonly associated with senior status for federal benefits like Medicare, the age for senior discounts begins much earlier for many businesses. The answer to "is 55 senior citizen discount" is a resounding yes in many sectors, opening a world of savings for those who know where to look.

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4 min

What is the main goal of long-term care?

An estimated 70% of people will need long-term care services at some point in their lives. The main goal of long-term care is to maintain an individual's highest possible level of independence and quality of life for as long as possible, particularly when managing chronic illnesses, disabilities, or the effects of aging. This support is holistic, addressing a person's physical, emotional, and social well-being.

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4 min

How accurate are longevity calculators? The surprising truth about life predictions

According to a 2018 study analyzing ancestry data, the genetic contribution to lifespan is less than 7%, indicating that most online tools don't capture the full picture. This raises a key question: **How accurate are longevity calculators?** The answer is that while they can provide interesting, data-driven estimates based on averages, they cannot predict an individual's precise future.

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4 min

What is the perfect age of retirement? Finding Your Optimal Time

According to a 2024 MassMutual study, most Americans consider age 63 to be the ideal age for retirement, though the average retirement age is 62. Yet, there is no single, perfect age of retirement that applies universally, as the optimal time depends entirely on your personal finances, health, and lifestyle goals. This guide will help you navigate the complex factors to find the retirement age that is perfect for you.

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5 min

Is it better to take Social Security early or use savings? Here’s how to decide

According to the Social Security Administration, one out of every three 65-year-olds today will live until at least age 90, and one out of seven will live to at least age 95. This growing longevity makes the choice of whether to take Social Security early or use savings a complex and crucial decision for securing a comfortable, long retirement. Your choice directly impacts your monthly income, the longevity of your nest egg, and your overall financial security.

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4 min

Which state is the most senior friendly? The answer depends on your priorities

According to a 2025 Bankrate study, New Hampshire ranks as the overall best state for retirees, though its high property taxes are a notable trade-off. However, other studies favor states like Iowa, Florida, or Minnesota, proving that determining which state is the most senior friendly requires a careful look at various factors based on your personal needs.

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5 min

Why is living by yourself so expensive?

According to a Pew Research Center analysis, the share of U.S. adults who live alone has been steadily increasing, yet this trend comes with a steep financial price tag, explaining why living by yourself is so expensive. The added cost, often called the 'singles tax,' impacts budgets in countless ways.

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6 min

What are the new benefits for seniors in 2025?

In 2025, millions of Americans received a 2.5% cost-of-living adjustment (COLA) for their Social Security benefits, reflecting the previous year's inflation trend. For those wondering what are the new benefits for seniors in 2025, this increase is just one of several key changes, with new tax deductions and updates to Medicare and veterans' benefits also impacting finances.

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4 min

What is the cheapest plan for seniors? Finding affordable options for communication and more

According to the National Council on Aging, over 80% of seniors receive discounts from various services. Finding the most affordable options can significantly help those on a fixed income, but many feel overwhelmed by the process. Navigating the world of senior discounts is essential to finding **what is the cheapest plan for seniors** for everything from mobile service to health coverage, ensuring you get the best value for your money.

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