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Is Kentucky a Good State for Retirees? Weighing the Pros and Cons

According to a 2025 analysis by the financial website WalletHub, Kentucky ranked near the bottom for overall retirement-friendliness, citing low marks in quality of life and healthcare. Despite this, it remains one of the most affordable states in the U.S., with a cost of living roughly 11% below the national average. For those considering the Bluegrass State for their golden years, it's essential to analyze what makes Kentucky a compelling option versus its potential drawbacks.