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Can I decline Medicare if I am still working? A Guide for Employed Seniors

Approximately 20% of Americans aged 65 and older were working in 2024, a figure that continues to rise. This trend has made the question, **Can I decline Medicare if I am still working?**, a common concern for many nearing or passing retirement age with active employer health insurance. The answer depends heavily on the size of your employer and whether you want to enroll in specific parts of Medicare.