Illinois Benefit Access Program: How Seniors Can Save on License Plates
Illinois seniors who meet specific income and age requirements can take advantage of the state's Benefit Access Program to receive a reduced license plate fee. The program, which is administered by the Illinois Department on Aging (IDoA), is the primary way for low-income seniors to receive this discount on their annual vehicle registration. It is important to note that this discount is not automatically applied and requires an application process.
Eligibility Requirements for the License Plate Discount
To be eligible for the license plate discount, you must meet several criteria set by the Benefit Access Program. The requirements are based on age, residency, and household income. Meeting these guidelines is the first step toward securing your reduced-fee license plate.
- Age: Applicants must be 65 years of age or older by December 31 of the current year. The program also serves individuals aged 16 and older with a total and permanent disability.
- Residency: You must be a resident of Illinois at the time you file your application.
- Income Limits: Eligibility is contingent on meeting specific household income limits, which are adjusted periodically. For example, income caps for 2023 were set at $33,562 for a one-person household, $44,533 for a two-person household, and $55,500 for a three-person household. Note that income from a qualified additional resident is not included in the household income calculation.
How to Apply for the Benefit Access Program
The application process for the Benefit Access Program is managed by the Illinois Department on Aging and can be completed online. It is a straightforward process, but preparing your information in advance can speed things up.
- Gather Information: Have your Social Security number, date of birth, and total household income from the previous year ready. You will need to include your spouse's income if you were married and living together on December 31 of the previous year.
- Submit the Application: Visit the Illinois Department on Aging's website and submit your application through the Benefit Access Online Application portal. The online process is the most efficient method for applying.
- Await Approval: After you apply, the IDoA will review your application. If approved, you will receive a notification letter in the mail confirming your eligibility.
- Receive Your Discount: The IDoA will notify the Illinois Secretary of State's office of your eligibility. You will need to wait approximately 10 business days after approval before renewing your plates. At that time, you will present your proof of eligibility at a Secretary of State facility or utilize your Benefit Access control number for online renewals to receive the discounted rate.
Understanding the Discount
The discount provided through the Benefit Access Program is substantial for eligible residents. The specific fee can vary over time, but it offers significant savings compared to the standard registration fee.
- Annual Cost: The program reduces the annual license plate renewal fee for qualifying applicants. Previously, the fee was lowered from $24 to $10 for those in the program.
- One Vehicle Per Household: The discount applies to only one set of license plates per eligible household per year.
- Applicable Plate Categories: The reduced fee applies to several plate categories, including standard passenger, B-truck, recreational vehicles up to 8,000 pounds, persons with disabilities, and most military plates.
- Additional Fees: It is important to remember that the discount applies only to the standard registration fee. Additional fees for vanity, personalized, or certain military plates are not included and must be paid in full.
What if I Renewed Early and Then Qualified?
If you paid the full price for your license plate sticker and were subsequently approved for the Benefit Access Program, you may be eligible to request a refund. You should contact the Illinois Secretary of State's office directly to inquire about the refund process. Information on how to do this can be found on the Illinois Secretary of State's website, or by calling their main contact number.
Comparison of Senior License Plate Options
| Feature | Standard License Plate | Reduced-Fee License Plate (Benefit Access) |
|---|---|---|
| Eligibility | All Illinois residents | Illinois residents 65+ or with a disability who meet income criteria |
| Annual Fee | Standard passenger rate ($151 as of late 2022) | Reduced to $10 (as of early 2023) |
| Application | Paid at renewal | Requires separate online application through IDoA |
| Verification | No additional verification needed | Must show proof of approval from IDoA |
| Number of Vehicles | No limit | One vehicle per household per year |
| Other Benefits | None | Includes eligibility for Ride Free Transit Card |
Conclusion: Secure Your Savings with the Benefit Access Program
To determine if you qualify for this significant cost reduction, the key is to apply for the Benefit Access Program through the Illinois Department on Aging. For seniors on a fixed income, this can be an important way to free up money for other essential expenses. By meeting the age, residency, and household income criteria, you can secure the discounted rate on your vehicle's license plate fee. It's a two-step process that begins with the IDoA, followed by presenting your approval to the Secretary of State's office. For official program details and application access, visit the Illinois Department on Aging website.
For more information or assistance with the online application, older adults can contact IDoA’s Senior HelpLine at 1-800-252-8966.
Updated September 28, 2025
