Does AARP have a discount on gym membership? Your Guide to Fitness Benefits

Staying physically active is a key component of a healthy lifestyle for older adults, contributing to longevity and overall well-being. So, for many looking to get or stay in shape, a common question arises: does AARP have a discount on gym membership and other fitness programs to help its members thrive?

Quick Summary

AARP does not directly offer a singular, universal gym membership discount but instead facilitates access to comprehensive fitness programs like SilverSneakers and Renew Active, typically included with specific Medicare Advantage plans. Eligibility and program specifics depend on a member's individual health insurance coverage.

Key Points

• Indirect Discount: AARP does not offer a direct gym discount but connects members to fitness benefits through their endorsed Medicare Advantage plans.

• Medicare Advantage is Key: The gym access programs like SilverSneakers and Renew Active are bundled benefits within specific health insurance plans, not the AARP membership itself.

• Two Main Programs: The most common fitness programs linked to AARP-endorsed plans are SilverSneakers (available with many insurers) and Renew Active (exclusive to UnitedHealthcare plans).

• Check Your Plan: To confirm eligibility, seniors should check their specific Medicare Advantage plan documents or call their provider, as benefits vary widely.

• Holistic Wellness: Beyond gym access, AARP offers members a range of health and wellness resources, including rewards programs and educational content.

• Know Your Options: Both SilverSneakers and Renew Active offer gym access, virtual classes, and other benefits, so compare what's available under your plan to find the best fit.

AARP's Approach to Member Fitness

While AARP is a powerful advocate for seniors, it operates differently from a typical coupon provider. It leverages its partnerships with insurers to provide access to extensive health and wellness programs rather than offering a direct, flat-rate gym discount. The key to unlocking these benefits is understanding the relationship between AARP, health insurance, and popular senior fitness programs like SilverSneakers and Renew Active.

The Medicare Advantage Connection

For many seniors, their fitness access comes through their health insurance, specifically Medicare Advantage (Part C) plans. AARP endorses certain health insurance plans, often through UnitedHealthcare. Many of these plans include a bundled fitness program, making a gym membership or other fitness options available to you at no extra cost. This means you don't get a discount directly from AARP, but your AARP membership can connect you to the right insurance plan that includes the benefit.

Understanding the SilverSneakers Program

SilverSneakers is one of the most well-known senior fitness programs. It offers access to a wide network of fitness centers, from national chains to local gyms and community centers. The program isn't just about gym access; it also includes group fitness classes designed for seniors, virtual workout options, and a supportive community. It is a very popular program included in many Medicare plans.

Key features of SilverSneakers often include:

• Extensive Network: Thousands of participating gyms and fitness centers nationwide.
• Specialized Classes: Workout sessions led by certified instructors, tailored for a senior audience.
• Home-Based Options: Access to on-demand videos and virtual live classes.
• Community: The social aspect is a major benefit, providing opportunities to connect with peers.

Exploring the Renew Active Program

Another significant program you may encounter through an AARP-endorsed plan is Renew Active. This program is offered by UnitedHealthcare and is specifically available through their Medicare plans. It also provides access to a large network of participating gyms and fitness facilities. Renew Active distinguishes itself by focusing on a holistic approach to wellness, often including unique features.

Renew Active often includes:

• Fitness Network: Access to participating gyms and fitness locations.
• Personalized Workouts: Customized workout plans can be created based on individual needs.
• Brain Health Program: Members can access online resources and tools to help keep their minds active.
• Activity Tracking: Connects with wearable fitness devices to track progress.

Comparing SilverSneakers and Renew Active

Feature	SilverSneakers	Renew Active
Availability	Available through many different Medicare plans, including some endorsed by AARP.	Exclusively available through UnitedHealthcare Medicare plans endorsed by AARP.
Gym Network	Large, broad network of fitness centers across the country.	Also has a large network of participating gyms, but tied to specific UnitedHealthcare coverage.
Program Focus	General fitness, social engagement, and specialized group classes for seniors.	Holistic wellness, including fitness, personalized planning, and brain health exercises.
Additional Benefits	At-home workout options (on-demand and live virtual classes).	Personalized wellness plans and online brain health resources.

How to Find Your AARP-Eligible Fitness Program

To discover what's available to you, you must look at your specific health insurance plan, not just your AARP card. Here are the steps to take:

1. Check Your Plan: Review your Medicare Advantage plan documents or call your insurance provider directly. They can confirm if your plan includes a fitness benefit and which program (SilverSneakers, Renew Active, or another) is offered.
2. Use the Online Tools: Both SilverSneakers and Renew Active have online search tools on their websites. You can enter your plan information to verify your eligibility and find participating locations near you.
3. Contact AARP: While they don't provide the discount, AARP can direct you to their endorsed health plans. Visiting their official website can help clarify what's included in specific plans for members. A great place to start your journey is by visiting the AARP Health & Wellness section for more information.

Beyond the Gym: Other AARP Wellness Resources

Access to fitness facilities is just one piece of the puzzle. AARP provides a suite of other health and wellness resources that members can leverage:

• AARP Rewards: A program where you can earn points for healthy behaviors, which can then be redeemed for various items.
• Discounts on Health Products: Special pricing on vision, hearing, and other health-related products and services.
• Wellness Content: A vast library of articles, videos, and tools focused on nutrition, mental health, and physical fitness.

Conclusion: Making the Most of Your AARP Benefits

So, does AARP have a discount on gym membership? The direct answer is no, but the nuanced truth is far more beneficial. By understanding that your eligibility for gym access stems from your AARP-endorsed Medicare plan, you can unlock robust and comprehensive senior fitness programs. Take the time to check your specific plan to see if you have access to SilverSneakers, Renew Active, or another program, and start enjoying the benefits of a healthier, more active lifestyle.

Frequently Asked Questions

How do I know if my Medicare plan includes a gym membership?

You can check your health insurance plan's summary of benefits or contact your plan's customer service directly. The most common programs to look for are SilverSneakers and Renew Active, which are often included with Medicare Advantage plans.

Is SilverSneakers free with my AARP membership?

SilverSneakers is not included directly with an AARP membership. It is a benefit provided by certain Medicare Advantage and Medicare Supplement plans. Many of these plans may be from companies endorsed by AARP, such as UnitedHealthcare.

What is the difference between SilverSneakers and Renew Active?

The main difference is their availability and focus. Renew Active is an exclusive fitness program for UnitedHealthcare Medicare plan members. SilverSneakers is offered through a broader range of insurance companies. Both offer gym access and wellness resources.

Do I have to pay anything for the gym membership if I have a qualifying plan?

In most cases, if a fitness program like SilverSneakers or Renew Active is included in your Medicare Advantage plan, the basic gym membership and access to certain classes are free. Always confirm any potential extra costs with your health plan provider.

Can I get an AARP discount on a specific gym like Planet Fitness?

AARP does not offer discounts on specific gyms directly. Your eligibility for a discount or free membership at a particular gym depends on whether that gym participates in a program like SilverSneakers or Renew Active, and if you have a qualifying health plan.

What should I do if my health plan does not offer a fitness program?

If your current plan doesn't offer a fitness program, you can explore other wellness resources offered by AARP, such as rewards programs or discounts on fitness equipment. You can also research other plans during the next enrollment period that might include a fitness benefit.

Can I use my AARP card to prove my eligibility for a gym discount?

Your AARP membership card alone does not grant access to a gym. You will need to provide your health insurance information to a participating gym. They will then verify your enrollment in SilverSneakers, Renew Active, or another applicable program.