Understanding the AARP Auto Buying Program
In an effort to provide valuable services for its members, AARP has partnered with TrueCar to offer the AARP Auto Buying Program. This service is designed to simplify the car-buying process and reduce the stress of price negotiation. By providing access to upfront, no-haggle pricing from certified dealers, the program allows consumers to shop with confidence, both for new and used vehicles.
How the Program Works
The process for using the AARP Auto Buying Program is straightforward and can be completed largely from the comfort of your home. The platform, accessible via autos.aarp.org, allows you to research vehicles, compare models, and see what others have paid for similar cars in your area. You can even find vehicles with specific safety or technology features important to older drivers.
Access for Everyone vs. Exclusive Member Savings
One of the most notable features of the program is its accessibility. You do not have to be an AARP member to use the core program and get pricing information. However, being a member unlocks additional benefits and savings. For instance, AARP members who purchase a new car through the program can receive at least $100 more in savings. To access these extra discounts, members simply need to log in to their AARP online account before using the service.
Beyond the Purchase: Other AARP Auto Resources
AARP’s support for drivers extends well beyond the point of purchase. They offer a suite of resources to help seniors save money and stay safe on the road throughout their vehicle ownership.
- AARP® Auto Insurance Program from The Hartford: AARP members can access exclusive rates and discounts on auto insurance from The Hartford. This program often offers specialized benefits for experienced drivers, such as Accident Forgiveness and Disappearing Deductible.
- AARP Driver Safety Course: The AARP Smart Driver course helps older drivers refresh their skills and understand the latest traffic rules. In many states, completing this course can make you eligible for a multi-year discount on your auto insurance premium.
- Auto Maintenance and Repair Discounts: Members can find savings on routine maintenance, such as oil changes and other preventive services, at participating automotive service centers.
- Gas and Fuel Savings: Link your ExxonMobil Rewards+™ account to your AARP membership to earn extra points on fuel purchases, car washes, and convenience store items.
- Vehicle Safety Information: AARP provides guides and articles on which vehicle features are most beneficial for older drivers, covering topics like technology and accessibility.
AARP Program vs. Independent Negotiation
For many, the biggest question is whether to use a service like AARP's or to negotiate directly with a dealer. Both approaches have potential benefits, depending on your comfort level and priorities.
| Feature | AARP Auto Buying Program | Independent Negotiation |
|---|---|---|
| Price Setting | Provides upfront, no-haggle pricing from a network of certified dealers. | Requires direct negotiation with the dealership's sales staff. |
| Convenience | Streamlined online process; often includes home delivery options. | Time-consuming process, requiring multiple dealership visits and comparisons. |
| Potential Savings | Offers guaranteed savings, with additional exclusive discounts for members. | Success depends entirely on your negotiating skills and market knowledge. |
| Dealer Network | Uses a pre-screened network of dealers committed to program standards. | Works with any dealership, but without guarantees on dealer practices. |
| Ease of Use | Reduces stress and uncertainty for buyers uncomfortable with haggling. | Can be stressful and intimidating for those who dislike confrontation. |
Expert Tips for Using the AARP Program
To make the most of the AARP Auto Buying Program, follow these steps for a successful and seamless experience.
- Research Before You Start: Before engaging with the program, research different makes and models on AARP's website. Use their guides and resources to determine which vehicles align with your needs and budget.
- Separate the Deal: Do not mention a trade-in or discuss financing until you have locked in the final purchase price of the new or used vehicle through the program. Keeping these elements separate ensures you get the best deal on the car itself.
- Use the Additional Benefits: Take advantage of the member-specific deals. Make sure you are logged in to your AARP account to maximize your discounts. Don't forget to look into the insurance and maintenance savings as well.
- Confirm the Details: The price quoted through the program is a starting point. Always confirm all fees, taxes, and additional charges with the dealer before signing any paperwork. Be aware of dealership add-ons and only accept what you need.
Conclusion: How Does AARP Help with Buying a Car?
In summary, AARP provides significant assistance for members and non-members looking to purchase a car, primarily through its user-friendly and transparent Auto Buying Program. While the core program streamlines the purchasing process for everyone, members gain access to extra savings and a wealth of related resources, from auto insurance and driver safety courses to discounts on car maintenance. For many, the program offers a clear path to a new or used vehicle without the stress of negotiation, ensuring a more confident and informed purchasing decision. To learn more about all the automotive benefits available to members, you can visit the official AARP auto benefits page AARP Auto Savings: One-Stop Resource for Auto Needs.
