A Powerful Voice on Capitol Hill
At the core of NARFE's mission is its dedicated legislative advocacy on behalf of current and retired federal employees. This effort is driven by a team of registered lobbyists in Washington, D.C., and is amplified by a nationwide network of grassroots activists. This powerful combination allows NARFE to defend and advance the earned pay, benefits, and rights of the federal community against legislative threats and budget cuts.
Defending Earned Benefits
One of the most critical aspects of NARFE's advocacy is protecting federal annuities, health care, and other retirement benefits from being reduced or altered by lawmakers. NARFE actively opposes proposals that seek to:
- Reduce or eliminate cost-of-living adjustments (COLAs).
- Decrease the government's share of health insurance premiums.
- Increase employee contributions toward retirement without added benefits.
- Alter federal retirement benefits, which are considered a part of a federal worker's earned compensation.
Championing Fair Legislation
In addition to defensive lobbying, NARFE proactively champions legislation that benefits federal retirees. A notable success was its advocacy for the TSP Modernization Act, which gave retirees more flexible withdrawal options and greater control over their retirement savings. Furthermore, NARFE continues to push for fair and equitable COLAs for all federal annuitants, including FERS retirees, whose COLAs are often less than those received by CSRS retirees.
Expert Benefits Counseling and Resources
The federal benefits landscape can be confusing and overwhelming for retirees. NARFE addresses this by providing members with a wealth of expert guidance and resources to help them navigate complex decisions and maximize their benefits.
The Federal Benefits Institute
NARFE's Federal Benefits Institute is a key resource, staffed with professionals who assist members in resolving complex benefit and insurance problems. The Institute offers a variety of educational opportunities:
- Webinars: Members gain exclusive access to on-demand webinars covering topics like FEHB, Medicare coordination, TSP options, and estate planning.
- Magazine: The award-winning NARFE Magazine provides in-depth analysis of legislative issues, federal benefits, and financial planning topics ten times a year.
- Resource Library: An extensive online library contains articles and expert advice on a wide range of retirement topics.
Assisting with OPM Issues
NARFE also plays a crucial role in assisting retirees who face issues with the Office of Personnel Management (OPM). Through congressional oversight and direct communication, NARFE pushes OPM to modernize its processes and improve customer service, addressing problems such as delayed retirement processing and difficulties in contacting representatives for assistance.
Exclusive Perks and Member Savings
Beyond advocacy and counseling, NARFE provides a comprehensive suite of member benefits, often referred to as "NARFE Perks." These discounts and services are designed to offer financial savings and improved quality of life for retirees and their families.
Member Perk Categories
| Perk Category | Sample Benefits |
|---|---|
| Insurance | Exclusive life, dental, and vision plans; discounts on auto and home insurance. |
| Travel | Discounts with major hotel chains, rental car companies, and travel clubs like Heroes Vacation Club. |
| Wellness | Reduced rates on gym memberships through Active&Fit Direct and health screenings via Life Line Screening. |
| Moving | Special discounted pricing on interstate moving services with partners like Wheaton and Bekins. |
| Financial | Access to financial services like the Signature FCU Visa Platinum Card and exclusive financing options. |
| Shopping | Discounts on purchases from GE Appliances, HP, and ODP Business Solutions (formerly Office Depot). |
Insurance and Protection
Specifically for its members, NARFE offers insurance plans administered by AMBA Administrators Inc. This includes options for Senior Age Whole Life Insurance, Hospital Indemnity, and Pet Insurance, among others, providing valuable financial security tailored for retirees.
Building Community Through Local Chapters
NARFE is more than just a national association; it's a vibrant community supported by local chapters across the country. These chapters provide a crucial local connection for retirees.
- Local Advocacy: Chapters engage in grassroots advocacy efforts, mobilizing members to contact their lawmakers on key issues.
- Networking: They provide a forum for members to connect, share experiences, and support one another in retirement.
- Leadership Opportunities: Members can take on leadership roles within their local chapter, further strengthening the organization's mission.
A Complete Support System for Retirees
In summary, NARFE offers a powerful and comprehensive support system for federal retirees. Its strength lies in the combination of a strong national presence and a supportive local network. By providing robust legislative advocacy, expert guidance, and valuable discounts, NARFE helps members navigate retirement's challenges and enjoy a more secure and prosperous future. The commitment to protecting earned benefits, providing timely information, and fostering a sense of community makes NARFE an indispensable resource for federal retirees everywhere.
For more detailed information on NARFE's mission and membership benefits, you can visit their official website here.
