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How long does it take to become an AARP member?

4 min read

According to AARP, membership is open to anyone aged 18 or older, not just those 50 and above. Knowing how long does it take to become an AARP member can help you plan when to start accessing the array of discounts and benefits the organization offers its members.

Quick Summary

AARP membership is immediate when you join and pay online, giving you instant access to digital benefits. You will receive your physical card in the mail within approximately three to four weeks.

Key Points

  • Online is Instant: If you join AARP online and pay with a credit card, you become a member instantly and receive a digital card immediately, giving you immediate access to benefits.

  • Physical Card Wait: A physical membership card is sent via mail and typically arrives within three to four weeks of joining, regardless of the online or phone application method.

  • Access Benefits Digitally: You can access and use your member benefits immediately by downloading the AARP Now app, printing a temporary card from the AARP website, or adding it to your Apple Wallet.

  • Mail-in is Slower: For mail-in applications with payment, the processing time can take up to three weeks before the card is even sent, extending the total waiting period.

  • No Activation Needed: There is no need to activate your AARP card once you receive it; it is ready to use as soon as it arrives.

In This Article

Immediate Access for Online Applications

For those who join AARP online via the organization's website, membership is virtually instantaneous. After completing the registration and payment process, you will immediately receive a digital copy of your membership card. This digital card serves as valid proof of membership and can be used right away to access a wide range of benefits, from online discounts to partner savings. You do not need to wait for a physical card to begin enjoying your member perks.

Accessing Your Digital Member Card

The fastest way to use your new membership is by leveraging AARP's digital tools. There are several ways to access your digital card immediately after joining:

  • Print a copy: Log in to your new AARP online account from your computer and print a temporary copy of your card.
  • AARP Now App: Download the free AARP Now mobile app for your iOS or Android device. Within the app, you can log in to your account and access a digital version of your membership card on your smartphone.
  • Apple Wallet: If you have an iPhone, you can add your AARP membership card directly to your Apple Wallet for easy, on-the-go access. Simply log into your AARP online account via your iPhone's browser and follow the prompts to add it.

The Wait for a Physical Card

While your digital benefits are immediately available, the physical card and any free welcome gifts are sent by mail and will take longer to arrive. AARP states that physical membership cards and gifts typically arrive within three to four weeks of joining. If you do not receive your card within four weeks, you can contact AARP customer service via phone or the online chat service.

Timeframes for Other Application Methods

While applying online offers the quickest path to becoming a member, other methods require additional processing time. The duration depends heavily on the speed of mail and AARP's internal handling.

Application by Mail

If you send your membership application and payment via postal mail, the processing time is significantly longer. The total time from mailing your form to receiving your physical card can range from several weeks to over a month. This includes:

  • Payment processing: It can take up to three weeks for AARP to process your check or money order after receiving it.
  • Card delivery: Once the payment is processed, it will take another three to four weeks for your physical membership card to arrive via mail.

Application by Phone

Joining by phone is a faster alternative to mail, but not as quick as joining online. During a phone application, a representative will guide you through the process, and you can provide payment information over the call. While your membership is initiated almost immediately, you will still need to wait for the physical card to be mailed, which, like online applications, takes up to four weeks.

Comparison of AARP Membership Activation Methods

For a clear overview of the different sign-up methods and their corresponding timelines, refer to the table below. The immediate access to digital benefits through online enrollment is a significant advantage for those who want to start using their discounts right away.

Feature Online Phone Mail
Immediate Access to Benefits Yes (digital card) No (must wait for physical card or set up online) No (must wait for physical card)
Time to Become a Member Instant Up to 4 weeks for card arrival 4-8 weeks total
Physical Card Delivery 3–4 weeks Up to 4 weeks 3–4 weeks (after payment processing)
Payment Method Credit/debit card, PayPal Credit/debit card Check or money order
Speed Fastest Moderate Slowest

Understanding the Membership Process

Becoming an AARP member involves a few key steps that vary slightly depending on your chosen method. Regardless of how you join, the benefits are the same, but the speed at which you can access them differs. The process generally includes:

  1. Registration: Providing your basic information, such as your name, address, and date of birth.
  2. Payment: Submitting your membership fee, which can be done electronically, over the phone, or via mail.
  3. Account Creation: Setting up an online account with a username and password, which is highly recommended for managing your membership and accessing digital benefits.

What to Expect After Joining

Once you have joined, AARP provides a wealth of resources and discounts. These benefits range from travel and dining discounts to insurance products and fraud prevention resources. Leveraging your digital card immediately allows you to explore and use these offerings without delay. Additionally, you will start receiving AARP publications, such as AARP The Magazine, within a few weeks of your membership starting.

Maximize Your AARP Membership from Day One

To make the most of your membership from the moment you join, it is best to opt for the online sign-up process. This eliminates the waiting period for receiving a physical card by providing immediate access to your member number and digital card. Setting up your AARP online account also allows you to manage your membership details, renew your subscription easily, and stay informed about the latest benefits and offers. By embracing the digital tools provided, you can maximize the value of your membership without any delay.

For more detailed information on specific member benefits, you can visit the official AARP website. AARP Official Website

Conclusion

In summary, how long does it take to become an AARP member depends on your application method. Online enrollment provides instant access to benefits via a digital card, with the physical card arriving in 3–4 weeks. Phone applications lead to membership in a similar timeframe, while mail applications can take considerably longer due to processing and delivery times. For anyone eager to start saving and accessing resources, the online option is the most efficient choice.

Frequently Asked Questions

When you apply online, your membership becomes effective immediately. You will receive a digital membership card that can be used for benefits right away.

For all application methods, the physical membership card is sent by mail and typically takes about three to four weeks to arrive at your address.

Yes, you can. After joining online, you can access your digital card through the AARP Now mobile app or by logging into your account on the website to print a copy.

If you mail a check or money order, it can take up to three weeks for AARP to process the payment before your membership is officially registered and your card is mailed.

While a phone application is faster than mail, your membership benefits won't be accessible instantly in the same way as an online application. You will still need to wait for the physical card or create an online account to access digital benefits.

No, you do not need to activate your card. It is ready for use as soon as you receive it in the mail.

The fastest way to become an AARP member and access benefits immediately is to join and pay online via the official AARP website.

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.