While AARP itself does not provide cell phone service, it has an exclusive partnership with Consumer Cellular, a provider known for its senior-friendly, no-contract plans. The cost depends on the plan you choose, with exclusive AARP discounts applying to both unlimited and tiered-data options. Understanding these costs and benefits is key to finding the right fit for your needs.
Exclusive AARP member discounts with Consumer Cellular
AARP members can access two primary discounts through Consumer Cellular. These benefits apply to both new and existing Consumer Cellular customers who are also AARP members.
- 5% off all monthly service: This discount applies to any Consumer Cellular talk, text, and data plan. It is automatically applied to your bill each month when you provide your AARP membership number.
- Exclusive two-line unlimited plan: For AARP members, an exclusive offer provides two lines of unlimited talk, text, and data for $55 per month, which breaks down to just $27.50 per line.
- 30% off accessories: In addition to service discounts, AARP members receive 30% off accessories, including phone cases and chargers.
- Extended 45-day guarantee: The risk-free guarantee period is extended from 30 days to 45 days for AARP members, allowing more time to test the service.
Comparing Consumer Cellular plans with AARP discounts
The following table outlines Consumer Cellular's various plan options, including the standard price and the price with the AARP discount applied. All plans include unlimited talk and text.
| Plan Feature | Standard Monthly Price (Single Line) | AARP Member Price (Single Line) | AARP Exclusive Multi-Line Plan |
|---|---|---|---|
| 1 GB Data | $20 | $19 (with 5% discount) | Not applicable |
| 5 GB Data | $25 | $23.75 (with 5% discount) | Not applicable |
| 20 GB Data | $45 | $42.75 (with 5% discount) | Not applicable |
| Unlimited Data | $50 (ages 50+) | $47.50 (with 5% discount) | 2 lines for $55 total (ages 50+) |
| Additional Line | $15 | $14.25 (with 5% discount) | Included in $55 plan |
- Note: All prices are subject to change and do not include applicable taxes and fees.
How Consumer Cellular's service compares to other carriers
Consumer Cellular operates as a Mobile Virtual Network Operator (MVNO), using the networks of major carriers like T-Mobile and AT&T. This means customers get reliable nationwide coverage, but there are some trade-offs when comparing Consumer Cellular to the larger carriers' senior-specific plans.
- Pricing: Consumer Cellular generally offers a lower starting price for plans with limited data compared to major carriers. For unlimited plans, its exclusive AARP multi-line offer is highly competitive.
- Network Priority: Since it leases network space, Consumer Cellular customers may experience slower data speeds during network congestion compared to subscribers of the primary carrier. For routine calls and texts, however, there is often little noticeable difference.
- Plan Flexibility: Consumer Cellular does not require long-term contracts, making it easy to switch or change plans. This provides flexibility that many major carriers do not offer.
- Extras: Unlike some major carriers that bundle streaming services or travel perks with their top-tier plans, Consumer Cellular keeps it simple with talk, text, and data. Lively, another senior-focused provider, offers plans that include medical alert features for an additional cost.
- Device Options: Consumer Cellular offers a range of devices, from simple flip phones to modern smartphones like the latest iPhones and Samsung models, and also allows you to bring your own compatible device.
Is AARP cell phone service right for you?
Choosing the right cell phone service depends on your individual needs and usage habits. The combination of AARP discounts and Consumer Cellular's flexible, no-contract plans offers significant value for many older adults.
For those who primarily use their phone for talking and texting, with minimal data usage, the basic plans combined with the 5% AARP discount offer a very low-cost option. The exclusive $55 unlimited plan for two lines is particularly attractive for couples or family members aged 50 and over, providing significant savings on unlimited data service. The extended 45-day guarantee also reduces the risk of trying a new service.
However, if you are a very heavy data user who frequently streams high-definition video or travels internationally, a plan from a major carrier like T-Mobile or Verizon might offer better performance and bundled perks, though potentially at a higher price. For most seniors who value affordability, U.S.-based customer service, and flexible plans, the AARP-partnered Consumer Cellular service is an excellent choice. For further research on senior cell phone options, the comparison table in this guide provides a great starting point.
Conclusion
AARP cell phone service, through its partnership with Consumer Cellular, offers a wide range of affordable, no-contract plan options. Costs vary from $19 per month for a single line with minimal data (after the 5% AARP discount) to an exclusive $55 unlimited plan for two lines. The primary value comes from the combination of low prices, straightforward plans, and reliable U.S.-based customer support, which caters specifically to the senior market. While heavier data users may consider major carriers, Consumer Cellular remains a strong, cost-effective option for most seniors, especially when factoring in the exclusive AARP member benefits.
