A common point of confusion for commuters in Singapore, particularly working adults and new graduates, is the difference between an Adult Stored Value Card and an adult monthly concession card. While the former operates on a pay-as-you-go basis, the latter offers unlimited travel for a fixed monthly fee. Knowing the options, their costs, and eligibility is key to managing transport expenses effectively.
Adult Monthly Travel Pass (AMTP)
For most working adults, the relevant concession pass is the Adult Monthly Travel Pass (AMTP). This pass offers one month of unlimited travel on Singapore's basic bus and train services.
- Monthly Pass Cost: The pass itself costs $128 per month.
- Initial Card Application: If you do not yet have an Adult Monthly Travel Card (AMTC), you must first apply for one. As of early 2025, the application fee for a new AMTC is $8.10, which includes a non-refundable $5 card cost and $3.10 personalisation fee.
- Benefits: The pass is most beneficial for frequent commuters, especially those with long commutes. It removes the stress of monitoring daily transport costs, as long as you travel enough to justify the flat fee.
- Eligibility: Singapore Citizens and Permanent Residents are eligible to apply for the AMTC.
- How to Apply: You can apply for the AMTC through the SimplyGo app, the SimplyGo website, or at any SimplyGo Ticket Office.
Workfare Transport Concession Card (WTCC)
For low-wage workers, a more heavily subsidised option is available through the Workfare Transport Concession Scheme. This provides both discounted fares and a cheaper monthly pass.
- Monthly Pass Cost: Eligible commuters can purchase a monthly pass for $96. This is $32 cheaper than the standard AMTP.
- Discounted Fares: Cardholders also enjoy a 25% discount off adult fares if they choose not to buy the monthly pass.
- Eligibility: You must be a Singapore Citizen between 30 and 60 years old and a recipient of the Workfare Income Supplement (WIS) payments.
- How to Apply: Applications can be made online via the SimplyGo app or website, or at a SimplyGo Ticket Office.
Persons with Disabilities (PWD) Concession Card
Individuals with verified permanent disabilities are also eligible for concessionary rates on public transport.
- Monthly Pass Cost: The Hybrid Monthly Concession Pass (HCP) costs $58, offering unlimited travel on basic bus and train services.
- Eligibility: This is for Singapore Citizens or Permanent Residents below 60 years old with a verified permanent disability. Specific criteria include physical, visual, or hearing impairments, autism, or intellectual disability.
- How to Apply: Eligibility can be checked via the SG Enable website, and applications can be submitted online or at a SimplyGo Ticket Office.
Other Concession Options for Adults
While the AMTP is the primary option for general adult commuters, other groups have access to different concession schemes.
Full-Time National Servicemen (NSF)
NSFs receive their concession cards upon enlistment and can purchase monthly concession passes. The Hybrid Concession Pass costs $81.
Tertiary Students
University students can purchase a Hybrid Concession Pass for $81. This applies to those attending Institutes of Higher Education.
Comparison of Adult Concession Passes
| Concession Pass Type | Eligible Group | Monthly Pass Price | Additional Benefits/Notes |
|---|---|---|---|
| Adult Monthly Travel Pass (AMTP) | General Adults (Singapore Citizens & PRs) | $128 | Unlimited travel on basic bus and train services. Requires initial AMTC purchase. |
| Workfare Transport Concession Pass | Low-Wage Workers (30-60, WIS recipients) | $96 | 25% off adult fares without a monthly pass. Requires initial WTCC. |
| Persons with Disabilities Concession Card | PWDs (<60, SC/PR with permanent disability) | $58 | Also includes concessionary fares and other benefits. Requires initial card. |
| Full-Time NSF Concession Pass | National Servicemen (NSF) | $81 | Received upon enlistment. Unlimited travel on basic bus and train services. |
| Tertiary Student Concession Pass | University Students | $81 | Unlimited travel for those in Institutes of Higher Education. |
How to decide if a monthly pass is for you
Before purchasing a monthly concession pass, it is wise to calculate if the cost outweighs your regular travel expenses. Some commuters have found that the upfront cost of a pass like the AMTP may not be worthwhile if their travel patterns are irregular or short-distance. A quick way to estimate is to track your monthly transport spending using the SimplyGo app. If your expenditure regularly exceeds the pass price, it's a solid investment. The pass allows you to travel freely and explore the city without worrying about individual trip fares, which can lead to significant savings over time for heavy users.
Conclusion
The cost of an adult concession card in Singapore varies depending on the specific pass, with the standard Adult Monthly Travel Pass being $128 per month for unlimited travel on basic services. Subsidised options are available for eligible low-wage workers and persons with disabilities, offering significant discounts. When considering a purchase, it is important to first establish your eligibility and track your travel habits to ensure the monthly pass is a cost-effective solution for your needs. Always check official sources like the SimplyGo website for the most current information on card costs and application procedures. For specific details on eligibility and how to apply, visit the official SimplyGo website.
