The Core Age Requirement: The 55+ Rule
To live in Century Village Pembroke Pines, at least one resident occupying each apartment must be 55 years of age or older. This rule is mandated by federal law under the Housing for Older Persons Act (HOPA), which allows designated communities to enforce age restrictions without violating fair housing laws. To qualify as a HOPA community, 80% of the occupied units must have at least one person 55 or older. This allows for some flexibility in unique circumstances while preserving the community's intended character.
HOPA's 80/20 Provision Explained
The HOPA allows for a 20% cushion, which provides limited flexibility for communities. This 80/20 provision does not automatically mean that 20% of residents can be under 55, but rather provides an allowance for exceptions. These might include a younger spouse or other unique situations that are permitted on a case-by-case basis by the homeowners association (HOA). The community must also publish and adhere to policies demonstrating its intent to provide housing for older persons.
Specific Rules for Younger Household Members
While the 55+ rule is the primary guideline, Century Village has established policies for households that include younger members. For couples, it's common for a younger spouse to reside with a qualifying resident, provided the community's bylaws permit it. The minimum age for a younger spouse can vary depending on the community's specific rules, but it is often set around 40 years old.
Similarly, adult children over the age of 18 may be permitted to live with their 55+ parent under certain conditions, such as serving as a caregiver, but this is always subject to the HOA's approval and strict enforcement. These rules are in place to preserve the peace and lifestyle of the active adult community.
Understanding Permanent Occupancy vs. Temporary Guests
A critical distinction exists between living in the community and visiting. No person under the age of 18 is allowed to live in a Century Village apartment permanently. This is a strict rule designed to maintain the community's quiet, adult-oriented environment. However, this does not mean grandchildren and other young family members can never visit.
Most 55+ communities have clear rules regarding temporary stays for guests. At Century Village and other similar communities, visits are generally permitted but are often limited in duration. For instance, visits may be restricted to a certain number of days per year, such as 15 to 30 days. It is crucial for potential residents to understand and adhere to these guest policies to avoid complications.
The Importance of Homeowners Association (HOA) Bylaws
While federal law provides the foundation, the specific rules for Century Village Pembroke Pines are detailed in its official homeowners association (HOA) bylaws. These documents outline the specific age policies, enforcement procedures, and rules for guests and younger household members. Prospective residents should obtain and carefully review the community's governing documents to ensure they fully understand and can comply with all regulations before moving in. The HOA's role is to maintain community standards and ensure a harmonious living environment for all residents.
Key Resident Age Policies at a Glance
| Resident Type | Age Requirement | Rule Details |
|---|---|---|
| Primary Resident | 55+ | At least one occupant must be 55 or older. |
| Younger Spouse | Varies (often 40+) | Allowed if one spouse is 55+, subject to HOA bylaws. |
| Adult Child | 18+ (if permitted) | May be allowed under specific, limited circumstances (e.g., caregiver), with HOA approval. |
| Child/Grandchild | Under 18 | Cannot live permanently. Allowed to visit for temporary, limited periods (e.g., 15–30 days per year). |
| Buyer | Any age | You can be any age to own property, but age restrictions apply to who can occupy it. |
The Lifestyle Benefits of a 55+ Community
Beyond the age requirements, living in a community like Century Village offers a distinct lifestyle focused on social engagement and low-maintenance living. The abundance of amenities, which can include a clubhouse, multiple pools, a theater, fitness center, and various social clubs, is designed for active adults. The gated entry and security measures provide a sense of safety and peace of mind. Moreover, the condo living format means much of the exterior maintenance is handled by the HOA, freeing up residents' time for leisure and activities.
Understanding the Financial Implications of a 55+ Community
Before purchasing a condo, it is important to consider the financial aspects beyond the initial purchase price. Monthly HOA fees, which cover maintenance, security, and amenities, can vary significantly. In recent years, increases in insurance premiums in Florida have impacted these fees, and potential buyers should be aware of these costs. A comparison of different floor plans and price ranges can help you determine the right fit for your budget.
Conclusion: Planning for a Community-Focused Retirement
In summary, the key to answering the question of how old do you have to be to live in Century Village Pembroke Pines lies in understanding the 55+ age restriction for at least one permanent resident. Younger family members and guests may have specific allowances, but they are always subject to the community's strict rules, which are based on federal housing laws and enforced by the homeowners association. By carefully reviewing the bylaws and considering the lifestyle offered, prospective residents can determine if Century Village is the right place to enjoy their retirement years.
For more information on the regulations that govern senior housing, you can consult the official rules from the Florida Commission on Human Relations.
