What are Silver & Fit and SilverSneakers?
Silver & Fit and SilverSneakers are both wellness programs designed specifically for older adults, typically those aged 65 and older. They provide access to fitness centers, online classes, and other resources to encourage a healthy, active lifestyle. While they share this core mission, they are entirely different entities with unique features, partner networks, and offerings, so it is crucial for beneficiaries to determine which program, if any, is part of their specific health plan.
A detailed comparison of features
To better understand the differences, a head-to-head comparison of their core features is the most effective approach. From gym access to at-home options, each program has specific strengths that may appeal to different individuals.
Access and flexibility
- SilverSneakers often provides access to a wide network of fitness centers, including major national chains like Planet Fitness and Anytime Fitness. A significant feature is the ability to use multiple partner locations, which is a great benefit for those who travel frequently or prefer variety in their workouts.
- Silver & Fit’s network is also extensive, with over 20,900 participating facilities. A key differentiator is that, depending on the specific plan, Silver & Fit can include access to one gym at a time, or premium access to certain facilities may require an additional fee.
At-home fitness options
- SilverSneakers offers a robust digital platform with live online classes and an on-demand video library, available through the SilverSneakers GO app and website.
- Silver & Fit is known for its well-developed at-home options, which include a choice of Home Fitness Kits (e.g., yoga, strength) that members can receive each benefit year. They also provide on-demand videos and virtual training with a certified coach.
Classes and social engagement
- SilverSneakers is well-regarded for its wide variety of group fitness classes led by trained instructors, from SilverSneakers Classic and Yoga to Zumba Gold and water aerobics. A large emphasis is also placed on community-building and social connection, with social events often planned by members.
- Silver & Fit provides on-demand workout videos and connects members through its virtual Well-Being Club, which hosts live events and offers healthy aging resources. They also offer Healthy Aging Coaching via phone or video.
Comparison at a glance
| Feature | SilverSneakers | Silver & Fit |
|---|---|---|
| Availability | Offered through many Medicare Advantage and Medigap plans | Offered through many Medicare Advantage and Medigap plans |
| Partner Network | Thousands of gyms, community centers, and fitness locations | Over 20,900 partner gyms, though not all available in every plan |
| Multiple Gyms | Often allows access to multiple participating gyms simultaneously | Typically allows access to one participating gym at a time, though this can vary by plan |
| At-Home Options | Extensive on-demand video library and live online classes (SilverSneakers LIVE) | Home Fitness Kits (one per year), extensive online videos, and virtual coaching |
| Coaching | Trained instructors for classes, but one-on-one coaching is not a standard feature | Provides virtual coaching sessions with certified personal trainers and well-being coaches |
| Online Community | Strong emphasis on in-person and online community, fostering friendships | Well-Being Club for virtual events, articles, and community building |
How to choose between Silver & Fit and SilverSneakers
The choice between these two programs is not always a choice at all, as your specific Medicare plan determines which, if any, program you receive. However, if you are selecting a new Medicare Advantage or Medigap plan, you can compare the fitness benefits. The best way to make a decision is to consider your personal needs and preferences.
Assess your eligibility and preferences
- Check Your Plan: The first and most important step is to confirm which program(s) your Medicare plan offers. You can contact your plan provider directly or use the eligibility tools on the official websites of Silver & Fit and SilverSneakers.
- Prioritize Location: Use the program locators on their respective websites to see which gyms in your area participate. If you prefer a particular gym chain, this may be the deciding factor.
- Consider Workout Style: If you love the energy of group classes and variety, SilverSneakers' broader class options may be a better fit. If you prefer the comfort of working out at home with curated equipment or desire virtual coaching, Silver & Fit's unique home kit benefit might be more appealing.
- Evaluate Flexibility: For those who travel often or want access to different fitness facilities in the same area, SilverSneakers' multiple-gym access can be a major advantage. If you are a creature of habit and prefer one location, the restriction on Silver & Fit's basic plan may be a non-issue.
The importance of staying active for seniors
Regardless of the program, consistent physical activity is one of the most powerful tools for maintaining health and independence as you age. Fitness benefits offered through Medicare make this goal more accessible, removing cost barriers for many individuals.
Benefits include:
- Improved Mobility: Regular exercise, particularly balance and strength training, can help prevent falls and maintain a wide range of motion.
- Better Heart Health: Aerobic activities like walking or swimming strengthen the heart and lungs, reducing the risk of cardiovascular disease.
- Social Connection: Group fitness classes and community events provide an excellent opportunity for social interaction, combating isolation and improving mental well-being.
- Enhanced Mental Acuity: Staying active has been shown to boost brain function, including memory and problem-solving skills.
The final word
While often mentioned in the same breath, Silver & Fit and SilverSneakers are not the same. They are two different programs that cater to the fitness needs of older adults through different insurers and with different program specifics. By researching your eligibility and weighing the unique offerings of each, you can select the right path to a healthier, more active lifestyle. For more information on general healthy aging, you can visit authoritative sources like the National Institute on Aging website.
