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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

5 min

Should I get a 30 year mortgage at age 60? Weighing the options

According to the Equal Credit Opportunity Act, lenders cannot legally discriminate against borrowers based on age, meaning it is entirely possible to qualify for a 30 year mortgage at age 60. Making the right decision, however, requires a careful assessment of your personal financial situation, future retirement plans, and tolerance for long-term debt.

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4 min

Can I get a 30 year mortgage at 60?

According to the U.S. Federal Reserve, roughly two-thirds of homeowners have a mortgage, a trend that includes many older adults. Contrary to popular belief, your age alone does not determine eligibility, so the answer to 'Can I get a 30 year mortgage at 60?' is a resounding yes. This guide explores the key factors lenders consider beyond your date of birth, from income to credit score, ensuring you have the information needed to secure financing.

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5 min

Can you get a 30 year mortgage at age 80?

By law, the Equal Credit Opportunity Act (ECOA) prohibits lenders from discriminating against an applicant based on age, meaning an 80-year-old can apply for a 30 year mortgage. Eligibility hinges not on your age but on your financial capacity to repay the loan over its full term.

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5 min

Can a 70 year old get a 30 year mortgage after? The Facts About Senior Home Loans

Thanks to federal law, lenders are prohibited from discriminating against credit applicants based on age, meaning the answer to 'Can a 70 year old get a 30 year mortgage after?' is a resounding yes. The actual decision comes down to your financial qualifications, not your birth year, so let's explore what matters most.

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