:

How much does a 65 year old need to retire comfortably?

According to a 2025 study by Northwestern Mutual, the average American believes they need around $1.26 million to retire comfortably. However, the exact amount needed for a comfortable retirement is highly personal and depends on several key factors, so understanding **how much does a 65 year old need to retire comfortably** is a crucial step in securing your financial future.