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Can I get a reverse mortgage at age 61? What to Know About Your Options

While the most common reverse mortgage program, the FHA-insured HECM, has a strict minimum age of 62, that isn't the whole story for homeowners nearing that milestone. The question, "Can I get a reverse mortgage at age 61?" has a nuanced answer, as private market options exist for those who are not yet eligible for government-backed programs.