6 min
Is it better to take your RMD monthly or annually?
For retirees with tax-deferred accounts, Required Minimum Distributions (RMDs) are an annual reality, but over 90% of those eligible opt for either monthly or annual payouts. The optimal schedule—monthly or annually—is not a one-size-fits-all answer, and depends entirely on your financial goals, spending habits, and tax strategy.
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Healthy Aging