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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

Which is the best monthly pension scheme for senior citizens?

According to a 2024 Bankrate survey, a significant portion of working Americans feel they are behind on retirement savings, making the search for a secure and steady income stream more critical than ever. When planning for your golden years, understanding which is the best monthly pension scheme for senior citizens requires careful evaluation of various options, needs, and risks.

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4 min

At what age do FERS retirees get cola? Understanding eligibility and exceptions

For most FERS retirees, the annual cost-of-living adjustment (COLA) does not begin until age 62, a significant point of difference from other federal retirement plans. Understanding the specific rules that determine **at what age do FERS retirees get cola** is crucial for planning your retirement finances and protecting your purchasing power against inflation. This guide delves into the specifics of FERS COLA eligibility.

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4 min

How long will my FERS annuity last? A comprehensive guide for federal retirees

According to the Office of Personnel Management (OPM), millions of federal employees receive FERS benefits, making their retirement planning a high priority. Understanding **how long will my FERS annuity last** is a crucial question for federal workers aiming for a secure financial future. The good news is that the FERS basic benefit is designed to last a lifetime.

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5 min

How long does a pension last? A complete guide for seniors

According to the Pension Benefit Guaranty Corporation (PBGC), a government agency that protects defined-benefit plans, traditional pensions are typically paid for the rest of a retiree’s life. Answering the question, **how long does a pension last?**, depends heavily on your specific plan type, payout choices, and available protections. Understanding these factors is crucial for securing your long-term financial health in retirement.

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6 min

Which pension scheme is best for senior citizens? A personalized guide

According to a 2025 Bankrate survey, over 50% of retirees face uncertainty about their retirement income streams, highlighting the complexity of financial planning in later life. The question of which pension scheme is best for senior citizens doesn't have a single answer; it's a personalized choice based on your unique financial situation, health, and goals.

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5 min

What is a death benefit for pensions? A comprehensive guide for beneficiaries

According to the IRS, federal law, specifically ERISA, provides significant protection for surviving spouses of deceased pension plan participants, ensuring they receive earned benefits. So, what is a death benefit for pensions? It is a payout to a designated beneficiary upon the participant's death, designed to offer crucial financial security to loved ones.

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6 min

Your Ultimate Guide: How to Maximize CPF Life Payout?

Did you know that by making a few strategic decisions, you can increase your retirement income by over 20%? This guide reveals exactly how to maximize CPF Life payout for a secure and comfortable future in Singapore.

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4 min

Understanding What Are the CPF LIFE Payout Options?

As healthcare technology advances, many Singaporeans are living longer, making lifelong financial planning more critical than ever. Understanding **what are the CPF LIFE payout options** is a crucial step for securing your financial well-being throughout your golden years, ensuring you have a steady income stream no matter how long you live.

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4 min

What is the difference between retirement account and CPF life?

With Singaporean life expectancy increasing, planning for retirement is more crucial than ever. For many, this involves understanding the intricacies of the Central Provident Fund (CPF) system, especially **what is the difference between retirement account and CPF life**.

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