:

Does Ireland have a retirement system? A comprehensive guide to Irish pensions

As of early 2025, approximately 78% of Ireland's workforce was covered by a pension plan. To answer the question, **Does Ireland have a retirement system?**, the answer is a definitive yes, and it is structured around a three-pillar model that includes a state pension, employer-sponsored schemes, and personal retirement savings options. This multi-faceted approach offers varying levels of security and control for workers planning their post-career finances.