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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

Is it worth it to wait for full retirement age to maximize your Social Security?

Over half of all retirees begin claiming Social Security benefits before reaching their full retirement age (FRA), which permanently reduces their monthly payment. But is it worth it to wait for full retirement age or even longer? This guide delves into the financial and personal considerations necessary to make an informed decision for your unique situation, helping you secure your retirement.

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4 min

What is the break even point if you take social security at 70?

Less than 10% of retirees wait until age 70 to claim Social Security, despite the significant financial advantages of delaying benefits. Understanding **what is the break even point if you take social security at 70?** is a vital step for maximizing your lifetime income.

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