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Can someone under 55 buy in a 55+ community? Understanding the Rules

According to the federal Housing for Older Persons Act (HOPA), up to 20% of occupied homes in a 55+ community can be occupied by individuals younger than 55, provided at least one resident meets the age requirement. This flexibility means that while a community can't discriminate against families, there are specific circumstances under which a younger person can live with a qualifying senior, and in some areas, **can someone under 55 buy in a 55+ community** and not even live there.