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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

5 min

How long do capital gains affect Medicare premiums?

According to the Social Security Administration, your Modified Adjusted Gross Income (MAGI) from two years ago is used to determine your current Medicare premiums. This means that capital gains realized in a single year can affect Medicare premiums for up to a full year, specifically two years in the future, through the Income-Related Monthly Adjustment Amount (IRMAA).

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4 min

What is the downside of a life estate? Navigating the Risks in Estate Planning

While a life estate can be a straightforward way to pass property and avoid probate, its benefits come with serious restrictions that are often overlooked. Understanding what is the downside of a life estate is crucial for any senior considering this legal arrangement to protect both their assets and family relationships.

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