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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

How soon before your 62nd birthday can you apply for Social Security?

According to the Social Security Administration, more than 48 million retired workers receive benefits each month. Knowing the timeline for your Social Security application is a crucial step toward securing your retirement. So, how soon before your 62nd birthday can you apply for Social Security?

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5 min

Is the retirement age 70 now? The Truth About When You Can Claim Social Security

While the maximum benefit age is 70, the Social Security Administration (SSA) confirms that the full retirement age for anyone born in 1960 or later is 67, not 70. The misconception that the retirement age is 70 is widespread, but it actually refers to the age at which you can receive the maximum possible Social Security benefit, significantly higher than your full retirement amount.

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2 min

Did the Retirement Age Change for 2025? Here's What You Need to Know

According to the Social Security Administration (SSA), the full retirement age (FRA) increased for those born in 1959, meaning anyone celebrating their 66th birthday in 2025 must wait an extra 10 months to receive their full benefits. This gradual adjustment is part of a long-term plan enacted by Congress in 1983 to account for rising life expectancies. For millions of Americans nearing retirement, understanding how this change affects your claiming strategy is critical.

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3 min

Can I back out of Social Security? A Comprehensive Guide

For most American workers, paying into Social Security is a mandatory payroll tax deducted from every paycheck. This often leads to a crucial question for retirees and pre-retirees: **Can I back out of Social Security**, either by stopping contributions or halting benefits? The answer, while nuanced, depends heavily on your specific circumstances.

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4 min

At what age can a wife take half of her husband's Social Security?

Did you know a qualifying spouse may receive up to 50% of their partner's Social Security benefit? Navigating retirement benefits is crucial for long-term security, so understanding at what age can a wife take half of her husband's Social Security is a vital piece of the puzzle.

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