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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

3 min

Can a Surviving Spouse Collect Two Social Security Checks? No, But There's a Best-of-Both-Worlds Strategy

According to the Social Security Administration, approximately 5.8 million people receive survivor benefits each month. If you are one of these individuals, you cannot receive both your deceased spouse's full Social Security check and your own; however, a surviving spouse can collect two Social Security benefits in a combined payment if the survivor benefit is higher than their own retirement benefit, or they can strategically switch between benefits to maximize their lifetime income.

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4 min

Is there any benefit to delaying Social Security past age 70?

For those born in 1960 or later, Social Security's full retirement age is 67, but many may wonder what happens if they wait even longer to claim their benefits. The answer to 'Is there any benefit to delaying Social Security past age 70?' is a resounding yes, as waiting past your full retirement age can significantly and permanently increase your monthly payments.

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5 min

Which spouse should claim Social Security first? A comprehensive guide

For married couples at age 65 today, there is a 50/50 chance that at least one member of the couple will live beyond age 90. This longevity makes deciding **which spouse should claim Social Security first** one of the most impactful financial decisions you will make, affecting your combined lifetime income and survivor protection.

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