Skip to content
Healthy Aging Hub

:

Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

Understanding Who Does the Spousal Impoverishment Rule Protect Quizlet?

Enacted in 1988, the spousal impoverishment rule prevents financial ruin for the healthy partner of a person receiving Medicaid-funded long-term care. Understanding who does the spousal impoverishment rule protect is crucial for married couples navigating the complex world of senior care finances.

Read Healthy Aging
3 min

What does "institutionalized spouse" mean?

Medicaid, a crucial program for covering long-term care costs, has complex rules that can leave families feeling overwhelmed. Understanding what does "institutionalized spouse" mean is a critical first step for any couple planning for or facing the need for nursing home care or other long-term care services.

Read Healthy Aging
4 min

How does Congress protect community spouses from destitution when the other spouse enters a nursing home?

In 1988, Congress enacted landmark legislation known as the Spousal Impoverishment provisions to address the financial ruin faced by spouses when their partners entered nursing homes. This law, which helps to prevent destitution, is crucial for understanding how does Congress protect community spouses from destitution when the other spouse enters a nursing home. It provides legal safeguards by protecting a portion of a couple's resources and income for the benefit of the community spouse.

Read Healthy Aging
4 min

What is the Medi-Cal spousal impoverishment rule?

The average cost of a private room in a California nursing home exceeds $120,000 per year, a staggering expense that can quickly drain a couple's life savings. To prevent the spouse remaining at home from becoming impoverished by these costs, California implemented the special provisions of what is the Medi-Cal spousal impoverishment rule.

Read Healthy Aging
4 min

How Do I Protect My Assets When My Husband Goes into a Nursing Home?

According to the U.S. Department of Health and Human Services, most people who enter a nursing home will exhaust their savings within a year. When a married person needs long-term care, their spouse faces the difficult challenge of navigating complex financial rules, particularly regarding how to protect assets when my husband goes into a nursing home. Understanding Medicaid's spousal impoverishment provisions and implementing strategic planning can safeguard your financial future.

Read Healthy Aging
5 min

What prevents the community spouse from being impoverished by his or her spouse's institutionalization in a nursing facility?

Since 1988, federal law has protected the spouses of nursing home residents from financial destitution. This legislation, known as spousal impoverishment protection, ensures that a healthy spouse isn't left without income or resources when their partner enters a nursing facility. Navigating these rules is crucial for preserving your financial independence and securing your future.

Read Healthy Aging