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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

3 min

How is State Pension amount decided?: An in-depth guide

The UK State Pension for the 2025-26 tax year can be up to £230.25 per week for those receiving the new State Pension. The question of “How is State Pension amount decided?” depends primarily on your individual National Insurance (NI) record, with different rules applying based on when you reached State Pension age.

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4 min

When did NHS opt out of State Pension? An expert guide to historical changes

Did you know that millions of public sector employees, including NHS staff, were 'contracted out' of the additional State Pension for decades, impacting their National Insurance contributions? The question of **When did NHS opt out of State Pension?** is crucial for understanding your retirement benefits and the history of UK pension schemes.

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4 min

Why would you get less State Pension? Understanding the key reasons for a reduced payment

According to the Department for Work and Pensions (DWP), millions of people do not receive the full UK State Pension because they have not built up enough qualifying years of National Insurance contributions. This shortfall can significantly impact retirement finances, leaving many to wonder, **Why would you get less State Pension?** This guide explains the primary factors that cause a reduced payment and how you can address them.

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6 min

Why do some pensioners get less State Pension? Unpacking the reasons

Millions of UK pensioners receive less than the full State Pension, often without understanding why. This disparity is typically caused by a complex mix of factors, so comprehending **why do some pensioners get less State Pension** is essential for ensuring financial security in your later years.

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3 min

How much UK pension will I get? A guide to your state pension forecast

For the 2025/26 financial year, the full new UK State Pension is £230.25 per week, but your personal entitlement may be different. Understanding how much UK pension will I get depends on your National Insurance record and when you reach state pension age. This guide will help you navigate the system with authority and clarity.

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