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Who is not eligible for CPF? A Guide to Exclusions in Singapore's Retirement Scheme

Singapore’s CPF system is a cornerstone of retirement planning for its citizens and Permanent Residents, but it’s a misconception that it applies to everyone working in the country. Understanding **who is not eligible for CPF?** is crucial for employers and individuals alike to ensure proper financial planning and compliance with local regulations, especially concerning long-term financial security and healthcare needs.