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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

Is it Hard to Get a Loan When You Are Retired? Navigating Lending Options

While retirement often brings financial stability for many, a recent survey found that over 30% of retirees face unexpected expenses that require external financing. So, **is it hard to get a loan when you are retired**? The answer isn't a simple yes or no; it depends on various factors, including your income, assets, and credit history.

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5 min

How Does Age Affect Risk Profile? A Lifespan Overview

According to a 2018 study using data from Germany and the Netherlands, a 10-year increase in a society's median age correlated with a reduction in mean willingness to take risks. This statistic highlights a fundamental truth: age significantly influences an individual's risk profile across multiple domains, including finance, health, and career. The relationship between risk and age is not static but rather a dynamic process shaped by changing priorities, cognitive abilities, and life circumstances.

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