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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

3 min

When would a late enrollment penalty be applied to a Medicare beneficiary?

According to the Centers for Medicare & Medicaid Services, many people face a late enrollment penalty because they did not understand the rules. A late enrollment penalty can be applied to a Medicare beneficiary for different reasons, depending on the specific part of Medicare they are enrolling in.

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4 min

Is Medicare Part B and C Mandatory? Understanding Enrollment Options

According to the Centers for Medicare & Medicaid Services (CMS), Medicare Part B enrollment is voluntary, while Medicare Part C is always optional. The decision to enroll depends on your current healthcare coverage and needs, but delaying Part B without creditable coverage can lead to lifelong penalties. Understanding the distinctions is key to avoiding costly mistakes when you first become eligible for Medicare.

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4 min

Do seniors have to have a prescription drug plan?

Approximately 10,000 Americans turn 65 every day, becoming eligible for Medicare. For many, this marks a new chapter filled with important healthcare decisions. One of the most common and complex questions is: **Do seniors have to have a prescription drug plan?** It’s a question with a nuanced answer that goes beyond a simple yes or no.

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