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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

5 min

How long does a pension last? A complete guide for seniors

According to the Pension Benefit Guaranty Corporation (PBGC), a government agency that protects defined-benefit plans, traditional pensions are typically paid for the rest of a retiree’s life. Answering the question, **how long does a pension last?**, depends heavily on your specific plan type, payout choices, and available protections. Understanding these factors is crucial for securing your long-term financial health in retirement.

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4 min

Understanding **what types of pensions exist for seniors?**

According to the Social Security Administration, nearly 9 out of 10 people age 65 and older receive Social Security benefits. While this is a foundational income source, many retirees also rely on employer-sponsored and personal plans, prompting the question: **What types of pensions exist for seniors?** Understanding these options is crucial for securing your financial future.

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6 min

Which pension scheme is best for senior citizens? A personalized guide

According to a 2025 Bankrate survey, over 50% of retirees face uncertainty about their retirement income streams, highlighting the complexity of financial planning in later life. The question of which pension scheme is best for senior citizens doesn't have a single answer; it's a personalized choice based on your unique financial situation, health, and goals.

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5 min

How much pension will I get at age 65? A comprehensive guide

According to the Social Security Administration, the average monthly benefit for retired workers aged 65 is often less than their full retirement age benefit. Answering the question "How much pension will I get at age 65?" is a critical step in retirement planning and involves understanding multiple factors, from government schemes to private workplace plans.

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7 min

Who is eligible for the old pension scheme in India?

As of January 1, 2004, the Old Pension Scheme (OPS) was officially discontinued for new recruits in the central government, making eligibility a key question for many. Understanding who is eligible for the old pension scheme in India is crucial for those in government service, as it applies primarily to those who joined before this specific date. The scheme offered a guaranteed, defined-benefit pension, which is fundamentally different from the contributory National Pension System (NPS) that replaced it.

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4 min

Can I retire at 55 and get my pension?

While surveys show a growing interest in early retirement, the financial path is often complex, especially when it comes to accessing employer-sponsored plans. Understanding if you can retire at 55 and get your pension involves navigating specific plan rules, vesting requirements, and potential benefit reductions that can significantly impact your financial security.

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