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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

Does a pension have a limit? Understanding Defined Benefit and Contribution Rules

The annual benefit limit for a defined benefit pension plan is subject to IRS rules and, in 2025, is capped at $280,000. This raises a critical question for many retirees and financial planners alike: does a pension have a limit, and how do different types of plans affect your retirement? This guide clarifies the regulations governing pension plans.

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4 min

Does a Pension Ever Expire? Your Guide to Claiming Retirement Benefits

According to the Pension Benefit Guaranty Corporation (PBGC), billions of dollars in unclaimed pension funds are waiting for their rightful owners. This statistic often raises a crucial question for many: **Does a pension ever expire?** For most, the short answer is no, a defined-benefit pension generally does not expire, but the path to claiming it requires understanding several key factors.

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4 min

Understanding **what types of pensions exist for seniors?**

According to the Social Security Administration, nearly 9 out of 10 people age 65 and older receive Social Security benefits. While this is a foundational income source, many retirees also rely on employer-sponsored and personal plans, prompting the question: **What types of pensions exist for seniors?** Understanding these options is crucial for securing your financial future.

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