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What is the standard CPP retirement age? A guide to making the right choice

The average monthly Canada Pension Plan (CPP) payment is significantly lower than the maximum, making the timing of your application a critical decision for your financial future. Understanding exactly **what is the standard CPP retirement age** and your other options is the first and most crucial step toward maximizing your retirement benefits and securing your golden years. This guide will walk you through the options, benefits, and considerations to help you make an informed choice.