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Many initial Social Security Disability Insurance (SSDI) claims are denied, making the application and appeals process daunting for many individuals with disabilities. Learning how to maximize social security disability is crucial for securing the financial support you need for a stable future.
For those born in 1960 or later, full retirement age is 67, meaning that by age 70, you are beyond the age limit for Social Security Disability Insurance (SSDI). While the opportunity to apply for new SSDI benefits at 70 has passed, the Social Security Administration (SSA) offers other programs, such as Supplemental Security Income (SSI), that older adults with limited income and resources may still qualify for.
Over 65% of all initial Social Security disability applications are denied, a statistic that can be discouraging for many who depend on these benefits for financial stability. Understanding the specific reasons why a Social Security application might be denied is crucial for navigating the complex application process with greater success.
According to the Social Security Administration (SSA), only a small fraction of disability claims are approved at the initial application stages. This is why understanding **what is the step 4 of Social Security**'s five-step sequential evaluation process is critical, as it is where a claimant's ability to return to their previous job is assessed.
