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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

2 min

What is the penalty for taking Social Security at 65?

While age 65 has historically been seen as the standard retirement age, it is no longer the Full Retirement Age (FRA) for many, particularly those born in 1960 or later. Consequently, if you claim benefits at 65, a permanent reduction in your monthly Social Security payments will occur, impacting your financial outlook for the rest of your life.

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3 min

Do you get Social Security at 65 or 67? Understanding Full Retirement Age

For those born in 1960 or later, the official full retirement age (FRA) for Social Security is 67, not 65. A law passed in 1983 gradually increased the FRA, making it essential to know if you get Social Security at 65 or 67 based on your birth year and how it affects your financial future.

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