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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

3 min

What is the oldest age to have a mortgage?

According to the Equal Credit Opportunity Act (ECOA), it is illegal for lenders to deny a mortgage based solely on an applicant's age. As a result, there is no technical oldest age to have a mortgage, but eligibility hinges on financial factors like income and credit, regardless of how old you are.

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5 min

Can you get a 30 year mortgage at age 80?

By law, the Equal Credit Opportunity Act (ECOA) prohibits lenders from discriminating against an applicant based on age, meaning an 80-year-old can apply for a 30 year mortgage. Eligibility hinges not on your age but on your financial capacity to repay the loan over its full term.

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