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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

What is the Funeral Advantage Program for Seniors?

With the average traditional funeral now costing thousands of dollars, many seniors are seeking solutions to avoid placing a financial burden on their families. This article explores **what is the Funeral Advantage program for seniors**, a specific final expense insurance option from Lincoln Heritage Life Insurance Company.

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5 min

Should an 80 year old buy life insurance? Weighing the costs and benefits

With the median cost of an adult funeral exceeding $9,000 in 2021, many older adults consider how to cover final expenses without burdening family members. This often leads to the question: **should an 80 year old buy life insurance?** While coverage options change and premiums increase with age, viable solutions exist for those with specific financial goals.

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4 min

Can a 70 year old get term life insurance? Navigating senior options

While premiums increase with age, it's a misconception that it's too late for seniors to secure life insurance. We address this common concern by answering, can a 70 year old get term life insurance? Yes, it is often possible, especially for shorter terms, though premiums and options will reflect your age and health.

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5 min

What kind of insurance is senior life insurance?

According to the National Funeral Directors Association, the median cost of a funeral was $8,300 in 2023. This makes understanding **what kind of insurance is senior life insurance** a critical part of financial planning for your later years, ensuring your loved ones are not burdened with final expenses.

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5 min

What insurance do I need for a 88 year old? A Comprehensive Guide

According to the CDC, people over 85 have higher healthcare costs than any other age group. Navigating insurance for a loved one can be challenging, but understanding **what insurance do I need for a 88 year old** is a critical step to ensure their financial security and proper care.

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6 min

Can seniors buy whole life insurance? A comprehensive guide

Over half of U.S. adults feel they don't have enough life insurance coverage, with many seniors unsure if they still qualify. The good news is that for those entering their golden years, it is absolutely possible to buy whole life insurance, though the details of coverage and cost may differ from a policy purchased earlier in life.

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5 min

Is There an Age When It Is Too Late for Life Insurance?

According to the Insurance Information Institute, life insurance benefits and claims in 2024 totaled over $965 billion, demonstrating its continued importance across all age groups. Many people wonder, “what age is too late for life insurance?” The reality is that there is no single cut-off, as a variety of life insurance options exist for older adults, even into their 80s and 90s.

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5 min

Can an 80 year old get a life insurance policy? Here's What to Know

While the cost of final expenses continues to rise, securing your family's financial future is a priority, regardless of age. The good news is that, yes, an 80 year old can get a life insurance policy, though the available options and costs differ significantly from those for younger applicants. It's about finding the right policy to meet your specific needs.

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4 min

What is the cheapest plan for seniors? Finding affordable options for communication and more

According to the National Council on Aging, over 80% of seniors receive discounts from various services. Finding the most affordable options can significantly help those on a fixed income, but many feel overwhelmed by the process. Navigating the world of senior discounts is essential to finding **what is the cheapest plan for seniors** for everything from mobile service to health coverage, ensuring you get the best value for your money.

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