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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

When should I stop buying long-term disability insurance?

The Social Security Administration estimates that a young adult has a 1-in-4 chance of becoming disabled during their working years. Given this fact, it's crucial to understand when the right time is to stop buying long-term disability insurance. This guide will help you navigate this complex financial decision with confidence and clarity.

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3 min

What is the retirement thing called? A guide to pension plans, 401(k)s, and IRAs

According to the Social Security Administration, the average monthly retirement benefit in August 2025 was about $2,008. Whether you're aiming to supplement this income or become financially independent, understanding **what is the retirement thing called** is the first step toward securing your future. This guide explains the key terms and plans you need to know.

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4 min

What is the perfect age of retirement? Finding Your Optimal Time

According to a 2024 MassMutual study, most Americans consider age 63 to be the ideal age for retirement, though the average retirement age is 62. Yet, there is no single, perfect age of retirement that applies universally, as the optimal time depends entirely on your personal finances, health, and lifestyle goals. This guide will help you navigate the complex factors to find the retirement age that is perfect for you.

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4 min

Is there a downside to retiring early? Weighing the pros and cons

While the prospect of early retirement is appealing, studies have linked it with both positive and negative health outcomes, suggesting that improved well-being is not a guarantee. The question, **is there a downside to retiring early?**, goes beyond simply having enough money saved; it involves significant emotional, social, and financial risks that require careful consideration before making the leap.

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5 min

What is the ideal age to retire? Factors to consider for your golden years

According to a 2024 MassMutual study, most pre-retirees consider 63 to be the ideal age for retirement, but many end up retiring earlier or later. Finding the right answer to 'What is the ideal age to retire?' is a deeply personal decision that depends on your unique financial situation, health, and lifestyle goals.

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4 min

Where do wealthy seniors live? An exploration of affluent retirement trends

According to a recent GoBankingRates report, the richest retirement town in America is Saratoga, California, with a median household income over $241,000. For many, the question is not just how to retire, but *where do wealthy seniors live* and what factors drive their lifestyle choices in their golden years.

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