:

How much does the average retiree pay for health insurance?

According to a 2025 Fidelity estimate, a healthy 65-year-old individual may need $172,500 in after-tax savings to cover healthcare expenses throughout retirement. This substantial figure underscores the critical question: **how much does the average retiree pay for health insurance?** The answer depends on various factors, including age, income, and chosen coverage plan.